SuperworthPaymentus PAY
- Market cap
- $4.2B
- PE
- 50.5×
- 5y median 97.8×
- Forward PE
- n/m
- not a meaningful number
- Price to sales
- 3.1×
- EV/EBIT
- 37.2×
- Revenue, 12 months
- $1.4B
- +30% on a year ago
- Net margin
- 6.2%
- Free cash flow yield
- 3.8%
Paymentus trades at 50.5× trailing earnings, cheaper than 90% of the last ten years. Revenue was $1.4B over the last twelve months, up 30% on a year earlier with a 6% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $152.4M+19% | $164.8M+25% | $184.9M+25% | $197.4M+33% | $231.6M+52% | $257.9M+57% | $275.2M+49% | $280.1M+42% | $310.7M+34% | $330.5M+28% | $358.4M+30% | $360.7M+29% | |
| Cost of revenue | $105.5M+17% | $115.3M+27% | $132.2M+22% | $138.7M+35% | $170.9M+62% | $191.8M+66% | $209.2M+58% | $208.6M+50% | $235.9M+38% | $246.5M+29% | $272.2M+30% | $266.4M+28% |
| Gross profit | $46.9M+24% | $49.5M+20% | $52.7M+32% | $58.8M+28% | $60.7M+29% | $66M+33% | $66M+25% | $71.5M+22% | $74.8M+23% | $84M+27% | $86.2M+31% | $94.3M+32% |
| R&D | $11M+7% | $10.7M+4% | $12.1M+3% | $12.5M+15% | $13.2M+20% | $13.6M+27% | $15.1M+25% | $15.2M+22% | $15.2M+15% | $15.9M+17% | $16.3M+8% | $15.3M+1% |
| SG&A | $30.6M+8% | $29.7M+1% | $32.3M+10% | $36M+19% | $35.4M+16% | $38.3M+29% | $35.2M+9% | $40.3M+12% | $39.8M+12% | $44M+15% | $43.3M+23% | $46.4M+15% |
| $5.3M | $9.1M+495% | $8.3M | $10.2M+121% | $12.1M+128% | $14.2M+55% | $15.7M+88% | $15.9M+56% | $19.9M+64% | $24.1M+70% | $26.6M+69% | $32.6M+105% | |
| Pre-tax income | $7.2M | $11.2M+338% | $10.8M+2302% | $12.5M+99% | $14.4M+101% | $16.3M+45% | $17.8M+65% | $18.4M+47% | $22.6M+57% | $26.5M+63% | $29.1M+63% | $35.7M+94% |
| $822K+178% | $1.8M+12% | $3.5M | $3.1M+609% | $5K−99% | $3.1M+74% | $4M+13% | $3.7M+18% | $4.9M+97060% | $5.8M+86% | $8.2M+106% | $10.1M+176% | |
| Net income | $6.4M | $9.4M+882% | $7.2M+926% | $9.4M+60% | $14.4M+126% | $13.1M+40% | $13.8M+91% | $14.7M+57% | $17.7M+23% | $20.7M+57% | $20.9M+51% | $25.6M+74% |
| $0.05 | $0.07+600% | $0.06+500% | $0.07+40% | $0.11+120% | $0.10+43% | $0.11+83% | $0.11+57% | $0.14+27% | $0.16+60% | $0.16+46% | $0.20+82% | |
| 125.6M+2% | 126.9M+3% | 126.9M+3% | 127.3M+3% | 127.6M+2% | 129.1M+2% | 128.8M+2% | 129M+1% | 129.2M+1% | 129.3M+0% | 129.3M+0% | 129M+0% |
Revenue: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
Cost of revenue: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
Gross profit: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
R&D: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
SG&A: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
Operating income: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
Pre-tax income: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
Income tax: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
Net income: Q1 FY20 and Q1 FY21: 6 months less the 3 months printed beside them.
EPS, diluted: 8 periods, Q1 FY20 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q1 FY20: share-days: the 6-month average less the second quarter's. 6 periods, Q4 FY20 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Financial - Credit Services nearest Paymentus' size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| PAYPaymentus | $4.2B | 50.5× | 97.8× | 3.1× | +30% | 6.2% | |
| ENVAEnova International | $4B | 11.4× | 11.4× | 1.1× | +20% | 10.5% | |
| NNINelnet | $4.4B | 14.7× | 11.2× | 3.7× | +6% | 25.8% | |
| SEZLSezzle | $4.4B | 29.0× | 27.8× | 8.4× | +43% | 30.4% | |
| DAVEDave | $4.5B | 23.0× | 22.7× | 7.0× | +49% | 34.6% | |
| BFHBread Financial | $3.8B | 7.8× | 8.1× | 1.0× | +4% | 14.4% | |
| SLMSLM | $3.5B | 7.0× | 8.6× | 2.0× | −7% | 31.7% | |
| TNETTrinet | $3.5B | 20.3× | 19.2× | 0.7× | −3% | 3.6% | |
| FIGRFigure Technology Solutions | $5.2B | 24.2× | 33.2× | 7.3× | +89% | 33.5% | |
| RELYRemitly Global | $5.3B | 17.9× | 55.1× | 2.9× | +24% | 16.9% | |
| AMTMAmentum | $5.3B | 26.2× | 60.6× | 0.4× | +11% | 1.4% | |
| Peer median | $4.4B | 19.1× | 20.9× | 2.4× | +16% | 21.3% |
More on Paymentus
Each number over time
- PE ratio
- Price to sales ratio
- EV/EBIT
- Price to free cash flow
- Price to book ratio
- Market cap
- Revenue
- EPS
- Free cash flow
- Profit margin
- Shares outstanding
Where it ranks
Its groups
About
- Industry
- Financial - Credit Services
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .