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Oportun Financial profit margin OPRT

Gross, operating and net profit as a share of revenue over the last twelve months, from 2019.

Net margin, 12 months
2.1%
Net margin on a year earlier
+2.5 pts
Peer median
6.7%

Over the twelve months to Jun 30, 2026, Oportun Financial kept 2.1% of its revenue as net profit.

Five years earlier its net margin was 2.3%.

The median for 10 credit services stocks of a similar size is 6.7%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY20252.6%
FY2024−7.9%
FY2023−17.0%
FY2022−8.2%
FY20217.6%
FY2020−7.7%
FY201910.3%
FY2018n/a

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY262.1%+2.5 pts
Q1 FY261.9%+6.2 pts
Q4 FY252.6%+10.5 pts
Q3 FY253.2%+15.9 pts
Q2 FY25−0.5%+11.2 pts
Q1 FY25−4.3%+5.7 pts
Q4 FY24−7.9%+9.2 pts
Q3 FY24−12.8%+1.1 pts
Q2 FY24−11.7%+10.6 pts
Q1 FY24−10.0%+12.7 pts
Q4 FY23−17.0%−8.9 pts
Q3 FY23−13.9%−7.6 pts

Against its peers

Companies in Financial - Credit Services nearest Oportun Financial's size, closest first, today.

CompanyProfit margin
OPRTOportun Financial2.1%
PLBCPlumas Bancorp31.7%
OPFIOppFi28.0%
TREELendingTree14.3%
RMNIRimini Street1.7%
LSAKLesaka Technologies0.4%
RMRegional Management7.0%
VELVelocity Financialn/m
IRHOIron Horse Acquisition IIn/m
POWWOutdoor6.4%
IMXIInternational Money Express3.4%
Peer median6.7%

Where Oportun Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Oportun Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.