OptimumBank OPHC
- Market cap
- $205.9M
- PE
- n/m
- one or more of the four quarters through 2026-06-30 missing
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $58.8M
- +36% on a year ago
- Net margin
- 34.9%
Revenue was $58.8M over the last twelve months, up 36% on a year earlier with a 35% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $6.8M+37% | $8.2M+52% | $9M+55% | $9.9M+56% | $10.1M+48% | $10.3M+26% | $10.7M+19% | $12.1M+22% | $13M+29% | $13.6M+32% | $15M+41% | $17.2M+42% | |
| Interest expense | $3M+151% | $4M+72% | $5.7M+133% | $6.4M+149% | $6.4M+113% | $6.4M+59% | $5.6M−2% | $5.3M−17% | $5.3M−17% | $5.6M−13% | $6.3M+12% | $7M+31% |
| Pre-tax income | $1.7M+91% | $3.4M+65% | $3.2M+109% | $4.7M+165% | $4.4M+157% | $5.3M+55% | $5.2M+61% | $4.9M+4% | $5.7M+28% | $6.5M+22% | $6.2M+19% | $8.8M+82% |
| $459K+100% | $876K+66% | $847K+116% | $1.2M+162% | $1.1M+147% | $1.4M+55% | $1.3M+57% | $1.3M+7% | $1.3M+18% | $1.6M+18% | $1.5M+16% | $2.2M+74% | |
| Net income | $1.3M+89% | $2.5M+65% | $2.4M+106% | $3.5M+167% | $3.3M+160% | $4M+55% | $3.9M+63% | $3.6M+3% | $4.3M+31% | $4.9M+23% | $4.7M+21% | $6.7M+85% |
| $0.18+64% | $0.35+52% | $0.31+94% | $0.34+89% | $0.15−17% | $0.35+0% | $0.17−45% | $0.15−56% | $0.18+20% | n/a | $0.20+18% | $0.28+87% | |
| 7.3M+20% | 7.3M+6% | 7.6M+6% | 10.2M+40% | 21.4M+195% | 11.3M+56% | 23.3M+206% | 23.4M+130% | 23.4M+9% | n/a | 23.6M+1% | 23.7M+1% |
EPS, diluted: Q4 FY10: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'. 13 periods, Q4 FY12 to Q4 FY24: quarter's net income to common over its shares, to the cent.
Diluted shares: 4 periods, Q2 FY10 to Q2 FY23: not printed by the filing, worked out from its own lines. 7 periods, Q4 FY12 to Q4 FY19: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. 6 periods, Q4 FY14 to Q4 FY24: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Diversified nearest OptimumBank's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| OPHCOptimumBank | $205.9M | n/m | 4.0× | n/m | +36% | 34.9% | |
| LARKLandmark Bancorp | $199.1M | 10.1× | 8.7× | n/m | +14% | 26.9% | |
| MRBKMeridian | $223.3M | 10.2× | 8.4× | n/m | +7% | 16.6% | |
| CFBKCF Bankshares | $223.9M | 11.8× | 8.6× | n/m | +10% | 30.4% | |
| CMTVCommunity Bancorp | $237M | 12.9× | 12.5× | n/m | +16% | 35.4% | |
| NKSHNational Bankshares | $257.9M | 12.7× | 16.5× | n/m | +21% | 33.6% | |
| VABKVirginia National Bankshares | $269.6M | 10.9× | 12.1× | n/m | +13% | 39.0% | |
| HWBKHawthorn Bancshares | $271.1M | 10.7× | 10.2× | n/m | +12% | 30.0% | |
| LCNBLCNB | $281.3M | 11.4× | 11.7× | n/m | +9% | 25.5% | |
| FUNCFirst United | $296.4M | 11.9× | 9.8× | n/m | +11% | 26.8% | |
| NEWTNewtekOne | $330.2M | 5.2× | 6.0× | n/m | +7% | 22.2% | |
| Peer median | $263.7M | 11.2× | 10.0× | n/a | +12% | 28.5% |
More on OptimumBank
Each number over time
Where it ranks
- #7of 65Diversified banks with the fastest revenue growth
- #9of 65Diversified banks with the highest profit margins
Its groups
About
- Industry
- Banks - Diversified
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .