loanDepot profit margin LDI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.
- Net margin, 12 months
- −5.5%
- Net margin on a year earlier
- +0.4 pts
- Peer median
- 4.7%
Over the twelve months to Jun 30, 2026, loanDepot kept −5.5% of its revenue as net profit.
Five years earlier its net margin was 1.1%.
The median for 10 credit services stocks of a similar size is 4.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | −5.3% |
| FY2024 | −9.3% |
| FY2023 | −11.3% |
| FY2022 | −21.7% |
| FY2021 | 3.0% |
| FY2020 | 0.0% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | −5.5% | +0.4 pts | |
| Q1 FY26 | −6.5% | +1.2 pts | |
| Q4 FY25 | −5.3% | +4.0 pts | |
| Q3 FY25 | −6.5% | +2.5 pts | |
| Q2 FY25 | −6.0% | +5.3 pts | |
| Q1 FY25 | −7.7% | +2.5 pts | |
| Q4 FY24 | −9.3% | +2.0 pts | |
| Q3 FY24 | −8.9% | +8.6 pts | |
| Q2 FY24 | −11.2% | +10.8 pts | |
| Q1 FY24 | −10.3% | +19.0 pts | |
| Q4 FY23 | −11.3% | +10.4 pts | |
| Q3 FY23 | −17.5% | −7.1 pts |
Against its peers
Companies in Financial - Credit Services nearest loanDepot's size, closest first, today.
| Company | Profit margin |
|---|---|
| LDIloanDepot | −5.5% |
| CPSSConsumer Portfolio Services | 4.8% |
| DHXDHI | 1.0% |
| OPRXOptimizeRx | 4.7% |
| SNFCASecurity National Financial | 11.1% |
| IMXIInternational Money Express | 3.4% |
| POWWOutdoor | 6.4% |
| IRHOIron Horse Acquisition II | n/m |
| RMRegional Management | 7.0% |
| LSAKLesaka Technologies | 0.4% |
| RMNIRimini Street | 1.7% |
| Peer median | 4.7% |
Where loanDepot ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on loanDepot
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.