Superworth

First United FUNC

Banks - Diversified, Financial Services
$45.93
+0.02%
Market cap
$296.4M
PE
11.9×
10y median 9.8×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$93.3M
+11% on a year ago
Net margin
26.8%

First United trades at 11.9× trailing earnings, pricier than 65% of the last ten years. Revenue was $93.3M over the last twelve months, up 11% on a year earlier with a 27% net margin.

Charts

Financials

Income statement for FUNC, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$18.9M−5%$14.8M−25%$18.7M−1%$20.1M+7%$20.3M+7%$20.8M+40%$20.9M+12%$21.8M+9%$22.7M+12%$23.2M+12%$23.4M+12%$23.9M+10%
Interest expense$7.2M+588%$8M+267%$8.1M+144%$7.9M+36%$8M+12%$8M+0%$8M−1%$8.2M+4%$8.4M+4%$8.2M+2%$7.6M−5%$7.6M−7%
Pre-tax income$5.8M−39%$2.1M−77%$4.9M−15%$6.5M+12%$7.7M+32%$8.1M+293%$7.7M+58%$8M+22%$9.2M+20%$7.6M−6%$8.8M+15%$7.4M−7%
$1.3M−51%$317K−83%$1.2M−14%$1.6M+13%$1.9M+46%$2M+518%$1.9M+63%$2M+23%$2.3M+19%$1.9M−5%$2.2M+15%$1.7M−12%
Net income$4.5M−35%$1.8M−75%$3.7M−16%$4.9M+11%$5.8M+28%$6.2M+252%$5.8M+57%$6M+22%$6.9M+20%$5.8M−7%$6.7M+15%$5.7M−5%
$0.67−36%$0.26−75%$0.56−14%$0.75+14%$0.89+33%$0.95+265%$0.89+59%$0.92+23%$1.07+20%$0.89−6%$1.03+16%$0.88−4%
6.7M+1%6.7M−0%6.7M−1%6.5M−3%6.5M−4%6.5M−3%6.5M−3%6.5M−1%6.5M+0%6.5M+0%6.5M+0%6.5M−1%

EPS, diluted: 16 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY10 and Q4 FY17: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Diversified nearest First United's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
FUNCFirst United$296.4M11.9×9.8×n/m+11%26.8%
LCNBLCNB$281.3M11.4×11.7×n/m+9%25.5%
HWBKHawthorn Bancshares$271.1M10.7×10.2×n/m+12%30.0%
VABKVirginia National Bankshares$269.6M10.9×12.1×n/m+13%39.0%
NEWTNewtekOne$330.2M5.2×6.0×n/m+7%22.2%
CBNAChain Bridge Bancorp$334.7M12.6×11.6×n/m+15%40.9%
NKSHNational Bankshares$257.9M12.7×16.5×n/m+21%33.6%
CMTVCommunity Bancorp$237M12.9×12.5×n/m+16%35.4%
FDBCFidelity D & D Bancorp$374.7M12.3×13.6×n/m+14%31.0%
CFBKCF Bankshares$223.9M11.8×8.6×n/m+10%30.4%
MRBKMeridian$223.3M10.2×8.4×n/m+7%16.6%
Peer median$270.4M11.6×11.7×n/a+13%30.7%

More on First United

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About

Industry
Banks - Diversified
Sector
Financial Services

Valuation data, not investment advice. Prices as of .