SuperworthShift4 Payments profit margin FOUR
Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.
- Net margin, 12 months
- 2.2%
- Operating margin, 12 months
- 8.1%
- Net margin on a year earlier
- −3.9 pts
- Peer median
- 5.7%
Over the twelve months to Jun 30, 2026, Shift4 Payments kept 2.2% of its revenue as net profit, with an operating margin of 8.1% and a gross margin of 35.9%.
Five years earlier its net margin was −4.6%.
The median for 10 credit services stocks of a similar size is 5.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin | Gross margin |
|---|---|---|---|
| FY2025 | 2.8% | 8.4% | 34.2% |
| FY2024 | 6.9% | 7.4% | 29.2% |
| FY2023 | 3.4% | 4.5% | 26.8% |
| FY2022 | 3.8% | 4.8% | 23.6% |
| FY2021 | −3.5% | −3.6% | 20.4% |
| FY2020 | −2.4% | −7.5% | 23.2% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q2 FY26 | 2.2% | −3.9 pts | 8.1% | |
| Q1 FY26 | 2.6% | −3.9 pts | 8.4% | |
| Q4 FY25 | 2.8% | −4.0 pts | 8.4% | |
| Q3 FY25 | 5.0% | +1.0 pts | 8.0% | |
| Q2 FY25 | 6.1% | +2.5 pts | 7.6% | |
| Q1 FY25 | 6.5% | +3.1 pts | 7.2% | |
| Q4 FY24 | 6.9% | +3.5 pts | 7.4% | |
| Q3 FY24 | 4.0% | −0.2 pts | 6.0% | |
| Q2 FY24 | 3.6% | −1.3 pts | 5.2% | |
| Q1 FY24 | 3.4% | −1.2 pts | 4.7% | |
| Q4 FY23 | 3.4% | −0.4 pts | 4.5% | |
| Q3 FY23 | 4.2% | +2.3 pts | 4.9% |
Against its peers
Companies in Financial - Credit Services nearest Shift4 Payments' size, closest first, today.
| Company | Profit margin |
|---|---|
| FOURShift4 Payments | 2.2% |
| CBZCBIZ | 4.7% |
| MMSMaximus | 7.1% |
| TNETTrinet | 3.6% |
| SLMSLM | 31.7% |
| EEFTEuronet Worldwide | 6.6% |
| BFHBread Financial | 14.4% |
| PAYOPayoneer Global | 4.6% |
| FLYWFlywire | 4.8% |
| ENVAEnova International | 10.5% |
| UPSTUpstart | 4.8% |
| Peer median | 5.7% |
Where Shift4 Payments ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Shift4 Payments
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.