First Guaranty Bancshares FGBI

Banks - Regional, Financial Services

$8.94

+5.92%

Market cap: $147.9M
PE: n/m; not a meaningful number
Forward PE: n/m; not a meaningful number
Revenue, 12 months: $93.5M; −8% on a year ago
Net margin: −38.9%

Revenue was $93.5M over the last twelve months, down 8% on a year earlier with a −39% net margin.

Charts

Financials

Income statement for FGBI, by quarter
Income statement	Q3 FY23	Q4 FY23	Q1 FY24	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
	$22.9M−22%	$23.6M−9%	$24.2M−3%	$36.8M+55%	$27.1M+18%	$25.1M+6%	$24.6M+1%	$24.4M−34%	$24.1M−11%	$22.3M−11%	$22.9M−7%	$24.2M−1%
Interest expense	$27.2M+177%	$29.3M+95%	$31M+63%	$32.4M+42%	$34.7M+28%	$35.1M+20%	$32.2M+4%	$32.1M−1%	$31.3M−10%	$30.8M−13%	$31.6M−2%	$29M−10%
Pre-tax income	$2.3M−77%	$1.6M−75%	$3M−34%	$9.4M+172%	$2.5M+8%	$1.2M−28%	−$8M	−$9.5M	−$54M	$2.9M+150%	$3.5M	$4.3M
	$539K−75%	$315K−75%	$681K−36%	$2.2M+181%	$566K+5%	$158K−50%	−$1.8M	−$2.2M	−$9M	$469K+197%	$800K	$913K
Net income	$1.8M−78%	$1.3M−75%	$2.3M−33%	$7.2M+169%	$1.9M+9%	$1M−23%	−$6.2M	−$7.3M	−$45M	$2.5M+143%	$2.7M	$3.4M

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest First Guaranty Bancshares' size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
FGBIFirst Guaranty Bancshares	$147.9M	n/m	n/a	n/m	−8%	−38.9%
FINWFinwise Bancorp	$149.4M	11.2×	13.1×	n/m	+103%	7.6%
LSBKLake Shore Bancorp	$146.2M	16.5×	14.5×	n/m	+16%	28.2%
SRBKSR Bancorp	$149.7M	42.0×	33.3×	n/m	+0%	10.0%
BOTJBank of the James Financial	$135.1M	11.8×	9.9×	n/m	+12%	22.2%
HNVRHanover Bancorp	$168.5M	18.7×	9.5×	n/m	+5%	12.6%
EBMTEagle Bancorp Montana	$169.8M	10.5×	12.0×	n/m	+11%	16.8%
MGYRMagyar Bancorp	$128.5M	10.6×	12.5×	n/m	n/m	n/m
MNSBMainStreet Bancshares	$174M	12.0×	9.1×	n/m	+4%	23.7%
WSBKWinchester Bancorp	$121.7M	26.2×	25.8×	n/m	+36%	16.8%
BVFLBV Financial	$186.8M	14.3×	14.0×	n/m	+4%	32.5%
Peer median	$149.6M	13.1×	12.8×	n/a	+11%	16.8%