SuperworthLake Shore Bancorp LSBK
- Market cap
- $146.2M
- PE
- 16.5×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $29.7M
- +16% on a year ago
- Net margin
- 28.2%
Lake Shore Bancorp trades at 16.5× trailing earnings. Revenue was $29.7M over the last twelve months, up 16% on a year earlier with a 28% net margin.
Charts
Financials
| Income statement | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|
| $5.8M | $5.9M | $6.2M | $6.4M | $6.2M+6% | $6.9M+17% | $7.4M+20% | $7.3M+14% | $7.4M+19% | $7.6M+10% | |
| Interest expense | $3.5M | $3.5M | $3.5M | $3.2M | $2.9M−17% | $3M−16% | $3M−14% | $2.8M−13% | $2.4M−18% | $2.5M−16% |
| Pre-tax income | $1.2M | $1.3M | $1.6M | $1.7M | $1.3M+6% | $2.3M+72% | $2.8M+79% | $2.3M+34% | $2.4M+86% | $2.6M+15% |
| $183K | $216K | $258K | $278K | $206K+13% | $378K+75% | $487K+89% | $411K+48% | $430K+109% | $477K+26% | |
| Net income | $1M | $1.1M | $1.3M | $1.5M | $1.1M+4% | $1.9M+72% | $2.4M+77% | $1.9M+32% | $1.9M+82% | $2.2M+13% |
| $0.17 | $0.19 | $0.18 | $0.19 | $0.14−18% | $0.25+32% | $0.32+78% | $0.26+37% | $0.26+86% | $0.29+16% | |
| 5.8M | 5.9M | 7.6M | 7.6M | 7.7M+31% | 7.7M+31% | 7.4M−3% | 7.3M−4% | 7.4M−4% | 7.4M−4% |
Revenue: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.
Interest expense: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.
Pre-tax income: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.
Income tax: Q1 FY24: 6 months less the 3 months printed beside them.
Net income: Q1 FY24: 6 months less the 3 months printed beside them.
EPS, diluted: 3 periods, Q1 FY24 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q1 FY24: share-days: the 6-month average less the second quarter's. Q4 FY24 and Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest Lake Shore Bancorp's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| LSBKLake Shore Bancorp | $146.2M | 16.5× | 14.5× | n/m | +16% | 28.2% | |
| FINWFinwise Bancorp | $149.4M | 11.2× | 13.1× | n/m | +103% | 7.6% | |
| SRBKSR Bancorp | $149.7M | 42.0× | 33.3× | n/m | +0% | 10.0% | |
| BOTJBank of the James Financial | $135.1M | 11.8× | 9.9× | n/m | +12% | 22.2% | |
| MGYRMagyar Bancorp | $128.5M | 10.6× | 12.5× | n/m | n/m | n/m | |
| HNVRHanover Bancorp | $168.5M | 18.7× | 9.5× | n/m | +5% | 12.6% | |
| EBMTEagle Bancorp Montana | $169.8M | 10.5× | 12.0× | n/m | +11% | 16.8% | |
| MNSBMainStreet Bancshares | $174M | 12.0× | 9.1× | n/m | +4% | 23.7% | |
| WSBKWinchester Bancorp | $121.7M | 26.2× | 25.8× | n/m | +36% | 16.8% | |
| BSBKBogota Financial | $116.1M | 41.4× | 26.4× | n/m | +25% | 14.4% | |
| SFBCSound Financial Bancorp | $115M | 14.4× | 13.7× | n/m | +6% | 19.9% | |
| Peer median | $142.2M | 13.2× | 12.8× | n/a | +11% | 16.8% |
More on Lake Shore Bancorp
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .