Citizens & Northern PE ratio CZNC

Share price divided by earnings per share over the last twelve months, since 2012.

Today, Oct 23, 2026: n/m; not a meaningful number
Last meaningful: 12.8×; May 2026
10-year median: 14.1×
10-year range: 9.9× to 23.6×
Peer median: 11.5×

Citizens & Northern's PE ratio is not a meaningful number today: diluted EPS for one or more of the four quarters through 2026-06-30 is missing, so twelve months can't be added up.

It was last meaningful in May 2026, at 12.8×.

On the days it had one over the last ten years, its median was 14.1×, from 9.9× in Mar 2024 to 23.6× in Jul 2018.

PE ratio over time

median 14.1×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	12.8×	11.3×	13.6×
2025	11.7×	10.5×	15.0×
2024	12.9×	9.9×	14.4×
2023	12.5×	10.8×	14.0×
2022	13.7×	12.2×	14.7×
2021	13.8×	13.3×	19.1×
2020	15.6×	10.5×	18.4×
2019	17.9×	13.3×	17.9×
2018	17.1×	16.5×	23.6×
2017	18.6×	16.9×	20.2×
2016	20.5×	14.2×	20.5×
2015	15.3×	14.2×	15.7×
2014	15.6×	11.3×	15.6×
2013	12.6×	10.3×	12.7×
2012	10.0×	9.5×	10.1×

Against its peers

Companies in Banks - Regional nearest Citizens & Northern's size, closest first, today.

Company	PE ratio
CZNCCitizens & Northern	n/m
PDLBPonce Financial	14.7×
FMAOFarmers & Merchants Bancorp	12.6×
HBCPHome Bancorp	10.3×
COFSChoiceone Financial Services	9.4×
OBTOrange County Bancorp	10.8×
WTBAWest Bancorporation	13.6×
NRIMNorthrim Bancorp	7.8×
NPBNorthpointe Bancshares	6.7×
BWFGBankwell Financial	12.6×
BSRRSierra Bancorp	12.2×
Peer median	11.5×

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Citizens & Northern

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.