Exzeo XZO

Software - Infrastructure, Technology

$16.92

−0.47%

Market cap: $1.5B
PE: 17.1×
Forward PE: n/m; not a meaningful number
Price to sales: 6.9×
EV/EBIT: 13.0×
Revenue, 12 months: $221.8M; +22% on a year ago
Net margin: 39.1%
Free cash flow yield: 5.3%

Exzeo trades at 17.1× trailing earnings. Revenue was $221.8M over the last twelve months, up 22% on a year earlier with a 39% net margin.

Charts

Financials

Income statement for XZO, by quarter
Income statement	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
	$29.1M	$44.5M	$52.4M	$56.1M	$55.2M+90%	$53.3M+20%	$55.5M+6%	$57.8M+3%
Cost of revenue	$18M	$25.8M	$23.6M	$22.5M	$21.4M+19%	$18.4M−29%	$22.8M−3%	$20.9M−7%
Gross profit	$11.1M	$18.7M	$28.8M	$33.6M	$33.8M+204%	$34.9M+87%	$32.7M+14%	$36.8M+10%
R&D	$1.7M	$1.5M	$2.2M	$2.4M	$2.5M+44%	$1.8M+18%	$2.3M+4%	$2.4M+4%
SG&A	$2.6M	$1.5M	$2.7M	$3M	$3.9M+52%	$6.2M+301%	$5.2M+93%	$5.8M+96%
	$6.7M	$15.6M	$23.8M	$28.1M	$27.3M+305%	$26.8M+72%	$25.1M+5%	$28.5M+1%
Interest expense	$15K	$8K	n/a	n/a	$0	$0	n/a	n/a
Pre-tax income	$6.9M	$15.8M	$24.2M	$28.9M	$28.4M+310%	$28.9M+83%	$27.6M+14%	$31.4M+9%
	$1.7M	$4.1M	$6.2M	$7.2M	$7.2M+335%	$6.9M+68%	$7.2M+15%	$8.2M+13%
Net income	$5.3M	$11.7M	$18M	$21.7M	$21.2M+302%	$22M+88%	$20.4M+14%	$23.3M+7%
	$0.06	$0.15	$0.22	$0.26	$0.25+317%	$0.26+73%	$0.22+0%	$0.26+0%
	78.7M	78.7M	78.7M	78.7M	78.7M+0%	84.4M+7%	88.4M+12%	88.2M+12%

EPS, diluted: Q4 FY24 and Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY24 and Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Software - Infrastructure nearest Exzeo's size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
XZOExzeo	$1.5B	17.1×	16.7×	6.9×	+22%	39.1%
CXMSprinklr	$1.6B	66.9×	45.8×	1.8×	+6%	2.7%
EVCMEverCommerce	$1.6B	51.3×	58.7×	2.7×	+4%	5.7%
PDFSPDF Solutions	$1.7B	157×	125×	6.9×	+23%	4.3%
RDVTRed Violet	$1.3B	71.5×	71.6×	13.1×	+20%	16.5%
MQMarqeta	$2B	171×	159×	2.9×	+22%	1.5%
BLBlackline	$2B	62.1×	56.8×	2.8×	+9%	4.7%
RPDRapid7	$1B	48.1×	51.5×	1.2×	+0%	2.4%
NCNOnCino	$2.4B	77.2×	140×	3.9×	+9%	5.4%
BLKBBlackbaud	$2.5B	17.4×	92.0×	2.2×	+1%	13.1%
NTCTNetscout Systems	$2.9B	24.2×	60.2×	3.3×	+6%	13.7%
Peer median	$1.8B	64.5×	65.9×	2.8×	+7%	5.1%