Winchester Bancorp WSBK

Banks - Regional, Financial Services

$13.09

+0.65%

Market cap: $121.7M
PE: 26.2×
Forward PE: n/m; not a meaningful number
Revenue, 12 months: $26.3M; +36% on a year ago
Net margin: 16.8%

Winchester Bancorp trades at 26.2× trailing earnings. Revenue was $26.3M over the last twelve months, up 36% on a year earlier with a 17% net margin.

Charts

Financials

Income statement for WSBK, by quarter
Income statement	Q1 FY24	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26
	n/a	n/a	n/a	n/a	$4.3M	$4.4M	$4.7M	$6M	$5.8M+36%	$6.4M+46%	$6.7M+43%	$7.4M+24%
Interest expense	$4M	$4.9M	$5.6M	$6M	$6.5M+60%	$6.5M+32%	$6.2M+12%	$6M+1%	$6.2M−4%	$6.4M−2%	$6.2M−0%	$6.6M+10%
Pre-tax income	$257K	$328K	$173K	−$5K	−$830K	$414K+26%	$372K+115%	−$1.5M+29620%	$1.3M	$1.4M+226%	$1.5M+302%	$1.6M
	$44K	$56K	−$19K	−$113K	−$198K	$41K−27%	$67K	−$566K+401%	$356K	$276K+573%	$349K+421%	$318K
Net income	$213K	$272K	$192K	$108K	−$632K	$373K+37%	$305K+59%	−$920K	$962K	$1.1M+188%	$1.1M+275%	$1.2M
	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	$0.11	$0.12	$0.13	$0.14
	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	9M	9M	9M	9M

Interest expense: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.

Pre-tax income: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.

Income tax: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.

Net income: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.

EPS, diluted: Q4 FY26: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY26: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Winchester Bancorp's size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
WSBKWinchester Bancorp	$121.7M	26.2×	25.8×	n/m	+36%	16.8%
BSBKBogota Financial	$116.1M	41.4×	26.4×	n/m	+25%	14.4%
MGYRMagyar Bancorp	$128.5M	10.6×	12.5×	n/m	n/m	n/m
SFBCSound Financial Bancorp	$115M	14.4×	13.7×	n/m	+6%	19.9%
UNBUnion Bankshares	$113.9M	8.9×	10.7×	n/m	+14%	21.2%
PROVProvident Financial	$113.5M	17.7×	17.2×	n/m	+3%	16.6%
BOTJBank of the James Financial	$135.1M	11.8×	9.9×	n/m	+12%	22.2%
LSBKLake Shore Bancorp	$146.2M	16.5×	14.5×	n/m	+16%	28.2%
FINWFinwise Bancorp	$149.4M	11.2×	13.1×	n/m	+103%	7.6%
SRBKSR Bancorp	$149.7M	42.0×	33.3×	n/m	+0%	10.0%
AUBNAuburn National Bancorporation	$93.6M	11.1×	15.8×	n/m	+9%	24.5%
Peer median	$122.3M	13.1×	14.1×	n/a	+12%	19.9%