USBC price to book ratio USBC

Market value divided by the book value of the company's net assets, since 2012.

Today, Oct 23, 2026: 3.7×
6-year median: 13.3×
Against its 6-year history: 18th; percentile: 0 is its lowest day, 100 its highest
6-year range: 1.4× to 183×
Peer median: 1.3×

USBC's price to book ratio is 3.7× as of Oct 23, 2026.

That is below its 6-year median of 13.3×, lower than on 82% of days in the last 6 years.

Over that time it ranged from 1.4× in Mar 2026 to 183× in Aug 2020.

The median for 10 credit services stocks of a similar size is 1.3×.

Price to book ratio over time

median 13.3×

The dashed line is the 6-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	3.7×	1.4×	4.5×
2025	2.8×	2.8×	3.0×
2024	41.8×	8.7×	55.7×
2023	11.1×	5.8×	61.5×
2022	7.8×	6.2×	51.5×
2021	49.2×	7.4×	58.5×
2020	121×	74.7×	183×
2019	n/m a value too high to mean anything
2018	n/m a value too high to mean anything
2017	n/m a value too high to mean anything
2016	n/m a value too high to mean anything
2015	n/m a value too high to mean anything
2014	n/m a value too high to mean anything
2013	71.1×	43.7×	71.1×
2012	43.7×	43.7×	60.1×

Against its peers

Companies in Financial - Credit Services nearest USBC's size, closest first, today.

Company	Price to book ratio
USBCUSBC	n/m
OPRXOptimizeRx	1.3×
DHXDHI	2.1×
CPSSConsumer Portfolio Services	0.7×
SNFCASecurity National Financial	0.6×
MACIMelar Acquisition Corp. I/Cayman	n/m
IMXIInternational Money Express	1.7×
POWWOutdoor	1.2×
IRHOIron Horse Acquisition II	n/m
RMRegional Management	0.8×
LSAKLesaka Technologies	1.7×
Peer median	1.3×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on USBC

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.