SuperworthUpstart EPS UPST
Diluted earnings per share by quarter and over the last twelve months, from 2020.
- Last 12 months, to Jun 30, 2026
- $0.49
- Latest quarter, Q2 FY26
- $0.16
- +220% on a year earlier
- Fiscal year 2025
- $0.42
Upstart's earnings per share was $0.49 over the twelve months to Jun 30, 2026.
In its latest quarter, Q2 FY26, it was $0.16, up 220% on the same quarter a year before.
Earnings per share over time
Fiscal year by fiscal year
| Fiscal year | EPS | Change |
|---|---|---|
| FY2025 | $0.42 | n/a |
| FY2024 | −$1.46 | n/a |
| FY2023 | −$2.90 | n/a |
| FY2022 | −$1.39 | −199% |
| FY2021 | $1.41 | n/a |
| FY2020 | −$0.32 | n/a |
Each fiscal year is the twelve months to its fourth quarter.
Quarter by quarter
| Quarter | Ended | EPS | On a year earlier | Last 12 months |
|---|---|---|---|---|
| Q2 FY26 | $0.16 | +220% | $0.49 | |
| Q1 FY26 | −$0.07 | n/a | $0.38 | |
| Q4 FY25 | $0.17 | n/a | $0.42 | |
| Q3 FY25 | $0.23 | n/a | $0.22 | |
| Q2 FY25 | $0.05 | n/a | −$0.08 | |
| Q1 FY25 | −$0.03 | n/a | −$0.75 | |
| Q4 FY24 | −$0.03 | n/a | −$1.46 | |
| Q3 FY24 | −$0.07 | n/a | −$1.93 | |
| Q2 FY24 | −$0.62 | n/a | −$2.34 | |
| Q1 FY24 | −$0.74 | n/a | −$2.06 | |
| Q4 FY23 | −$0.50 | n/a | −$2.90 | |
| Q3 FY23 | −$0.48 | n/a | −$3.08 |
Against its peers
Companies in Financial - Credit Services nearest Upstart's size, closest first, today.
| Company | EPS, 12 months | Growth |
|---|---|---|
| UPSTUpstart | $0.49 | |
| FLYWFlywire | $0.26 | +550% a year |
| PAYOPayoneer Global | $0.15 | −40% a year |
| EEFTEuronet Worldwide | $6.33 | −13% a year |
| AGMFederal Agricultural Mortgage | $18.29 | +8% a year |
| ECPGEncore Capital | $13.21 | |
| WUWestern Union CO | $1.23 | −54% a year |
| CBZCBIZ | $2.14 | +23% a year |
| HAPNHappen | $1.66 | +159% a year |
| MMSMaximus | $6.76 | +25% a year |
| PGYPagaya Technologies | $1.37 | |
| Peer median | $1.90 |
What the EPS figure tells you
Net income divided by diluted shares. The denominator of PE.
One-off charges and gains swing it. The TTM view smooths a single odd quarter.
More on Upstart
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.