Superworth

Union Bankshares UNB

Banks - Regional, Financial Services
$23.04
+0.94%
Market cap
$113.9M
PE
8.9×
3y median 10.7×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$57.2M
+14% on a year ago
Net margin
21.2%

Union Bankshares trades at 8.9× trailing earnings, cheaper than 86% of the last ten years. Revenue was $57.2M over the last twelve months, up 14% on a year earlier with a 21% net margin.

Charts

Financials

Income statement for UNB, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$11.6M−11%$11.8M−8%$11.6M−6%$12.2M+1%$11M−5%$13.2M+12%$12.7M+10%$13.2M+8%$14.5M+32%$14.1M+6%$13.8M+9%$14.9M+13%
Interest expense$5.7M+457%$6.3M+215%$6.6M+116%$7.1M+69%$7.8M+36%$8.1M+29%$8M+21%$8.3M+17%$8.1M+4%$8.4M+3%$8.2M+3%$8.4M+2%
Pre-tax income$2.8M−38%$3.5M−18%$2.6M−25%$2.1M−34%$1.2M−58%$3.3M−6%$2.7M+3%$2.5M+20%$3.9M+221%$3M−8%$3.3M+26%$3.2M+29%
$296K−62%$430K−47%$165K−64%$61K−86%−$123K$266K−38%$150K−9%$102K+67%$414K$262K−2%$328K+119%$301K+195%
Net income$2.5M−33%$3M−12%$2.4M−19%$2M−25%$1.3M−48%$3M−2%$2.5M+4%$2.4M+19%$3.4M+160%$2.7M−8%$3M+20%$2.9M+22%
$0.55−34%$0.67−12%$0.53−20%$0.45−25%$0.29−47%$0.65−3%$0.55+4%$0.52+16%$0.75+159%$0.59−9%$0.65+18%$0.60+15%
4.5M+0%4.5M+1%4.5M+0%4.6M+0%4.6M+0%4.6M+1%4.6M+1%4.6M+1%4.6M+1%4.6M+1%4.6M+2%4.8M+6%

EPS, diluted: Q4 FY20: quarter's net income to common over its shares, to the cent.

Diluted shares: Q2 FY20: not printed by the filing, worked out from its own lines. 6 periods, Q4 FY20 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Union Bankshares' size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
UNBUnion Bankshares$113.9M8.9×10.7×n/m+14%21.2%
PROVProvident Financial$113.5M17.7×17.2×n/m+3%16.6%
SFBCSound Financial Bancorp$115M14.4×13.7×n/m+6%19.9%
BSBKBogota Financial$116.1M41.4×26.4×n/m+25%14.4%
WSBKWinchester Bancorp$121.7M26.2×25.8×n/m+36%16.8%
MGYRMagyar Bancorp$128.5M10.6×12.5×n/mn/mn/m
BOTJBank of the James Financial$135.1M11.8×9.9×n/m+12%22.2%
AUBNAuburn National Bancorporation$93.6M11.1×15.8×n/m+9%24.5%
FUSBFirst US Bancshares$91.9M12.7×14.9×n/m+5%18.6%
FNWBFirst Northwest Bancorp$91.8M60.3×17.6×n/m+4%2.2%
FDSBFifth District Bancorp$91.3M51.3×20.5×n/m−8%11.1%
Peer median$114.3M16.0×16.5×n/a+6%16.8%

More on Union Bankshares

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .