SuperworthUnited Community Banks UCB
- Market cap
- $4.5B
- PE
- 12.2×
- 10y median 13.7×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $1.1B
- +14% on a year ago
- Net margin
- 34.0%
United Community Banks trades at 12.2× trailing earnings, cheaper than 72% of the last ten years. Revenue was $1.1B over the last twelve months, up 14% on a year earlier with a 34% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $234.5M+1% | $180.4M−26% | $238.7M−1% | $245.3M+4% | $217.3M−7% | $250.9M+39% | $247.7M+4% | $260.2M+6% | $276.8M+27% | $278.4M+11% | $276.5M+12% | $279.3M+7% | |
| Interest expense | $120.6M+755% | $135.2M+337% | $137.6M+102% | $138.3M+45% | $139.9M+16% | $134.6M−1% | $123.3M−10% | $121.8M−12% | $120.2M−14% | $108.4M−20% | $101.2M−18% | $103.5M−15% |
| Pre-tax income | $59.8M−42% | $11.2M−90% | $80.8M+1% | $86M+6% | $59.8M+0% | $96.4M+765% | $91.2M+13% | $100.5M+17% | $118.1M+98% | $112.7M+17% | $108.4M+19% | $149.2M+48% |
| $11.9M−47% | −$2.9M | $18.2M+2% | $19.4M+6% | $12.4M+4% | $20.6M | $19.7M+9% | $21.8M+12% | $26.6M+114% | $26.2M+27% | $24.1M+22% | $33.5M+54% | |
| Net income | $47.9M−41% | $14.1M−83% | $62.6M+1% | $66.6M+5% | $47.3M−1% | $75.8M+438% | $71.4M+14% | $78.7M+18% | $91.5M+93% | $86.5M+14% | $84.3M+18% | $115.6M+47% |
| $0.39−47% | $0.11−85% | $0.51−2% | $0.54+2% | $0.38−3% | $0.61+455% | $0.58+14% | $0.63+17% | $0.70+84% | $0.70+15% | $0.69+19% | $0.95+51% | |
| 119.6M+12% | 119.7M+12% | 119.7M+4% | 119.8M+3% | 120M+0% | 120.1M+0% | 120.2M+0% | 121.4M+1% | 122.3M+2% | 121.8M+1% | 120.7M+0% | 120.4M−1% |
EPS, diluted: 16 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q4 FY10 and Q4 FY17: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest United Community Banks' size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| UCBUnited Community Banks | $4.5B | 12.2× | 13.7× | n/m | +14% | 34.0% | |
| SFBSServisFirst Bancshares | $4.5B | 14.0× | 17.1× | n/m | +20% | 51.2% | |
| FFINFirst Financial Bankshares | $4.3B | 16.1× | 25.7× | n/m | +12% | 40.4% | |
| FLGFlagstar Bank, National Association | $4.3B | 346× | 12.1× | n/m | n/m | n/m | |
| CATYCathay General Bancorp | $4.3B | 12.6× | 11.3× | n/m | +14% | 39.9% | |
| TFSLTFS Financial CORP | $4.7B | 46.1× | 51.3× | n/m | +10% | 29.7% | |
| FBPFirst Bancorp | $4.2B | 11.6× | 11.3× | n/m | +6% | 36.2% | |
| IBOCInternational Bancshares | $4.1B | 10.0× | 11.2× | n/m | +4% | 48.1% | |
| CVBFCVB Financial | $4B | 15.8× | 14.9× | n/m | +14% | 36.0% | |
| INDBIndependent Bank | $4B | 15.1× | 17.4× | n/m | +41% | 27.0% | |
| EBCEastern Bankshares | $5.1B | 12.7× | 15.5× | n/m | +82% | 33.5% | |
| Peer median | $4.3B | 14.6× | 15.2× | n/a | +14% | 36.2% |
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .