United Bancorp PE ratio UBCP

Share price divided by earnings per share over the last twelve months, since 2012.

Today, Oct 23, 2026: 9.9×
10-year median: 11.1×
Against its 10-year history: 34th; percentile: 0 is its lowest day, 100 its highest
10-year range: 6.5× to 19.3×
Peer median: 17.6×

United Bancorp's PE ratio is 9.9× as of Oct 23, 2026: a share price of $13.73 against $1.38 of earnings per share over the last twelve months.

That is below its ten-year median of 11.1×, lower than on 66% of days in the last ten years.

Over that time it ranged from 6.5× in Oct 2023 to 19.3× in Dec 2016.

The median for 10 regional banks of a similar size is 17.6×.

PE ratio over time

median 11.1×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	9.9×	9.7×	12.3×
2025	11.4×	9.1×	11.7×
2024	9.4×	7.3×	10.5×
2023	8.3×	6.5×	9.9×
2022	9.7×	9.3×	11.7×
2021	12.1×	10.3×	12.3×
2020	10.6×	7.8×	14.6×
2019	14.8×	11.8×	14.8×
2018	13.8×	12.8×	19.0×
2017	18.2×	16.0×	19.2×
2016	19.3×	13.9×	19.3×
2015	15.5×	13.7×	18.5×
2014	16.3×	13.4×	18.4×
2013	17.6×	11.8×	19.4×
2012	12.4×	11.8×	12.4×

Against its peers

Companies in Banks - Regional nearest United Bancorp's size, closest first, today.

Company	PE ratio
UBCPUnited Bancorp	9.9×
CPBICentral Plains Bancshares	17.6×
CLSTCatalyst Bancorp	31.3×
FDSBFifth District Bancorp	51.3×
FNWBFirst Northwest Bancorp	60.3×
FUSBFirst US Bancshares	12.7×
AUBNAuburn National Bancorporation	11.1×
PROVProvident Financial	17.7×
UNBUnion Bankshares	8.9×
SFBCSound Financial Bancorp	14.4×
BSBKBogota Financial	41.4×
Peer median	17.6×

Where United Bancorp ranks

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on United Bancorp

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.