Safety Insurance SAFT
- Market cap
- $1.5B
- PE
- 22.4×
- 10y median 16.8×
- Forward PE
- n/m
- not a meaningful number
- Price to sales
- 1.2×
- Revenue, 12 months
- $1.3B
- +7% on a year ago
- Net margin
- 5.3%
Safety Insurance trades at 22.4× trailing earnings, pricier than 79% of the last ten years. Revenue was $1.3B over the last twelve months, up 7% on a year earlier with a 5% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $229.4M+19% | $258.4M+14% | $268.2M+26% | $269.8M+18% | $295.3M+29% | $286.7M+11% | $301.4M+12% | $316.3M+17% | $326.6M+11% | $319.3M+11% | $314.7M+4% | $325.7M+3% | |
| Interest expense | $139K+5% | $121K−8% | $123K−41% | $138K−60% | $124K−11% | $124K+3% | $104K−15% | $442K+220% | $426K+244% | $558K+350% | $618K+494% | $814K+84% |
| Pre-tax income | $2.5M−68% | $15.8M−50% | $25.6M | $21.2M−1% | $32.9M+1229% | $10.1M−36% | $28.2M+10% | $36.8M+73% | $36.2M+10% | $25.4M+151% | −$17.9M | $43.8M+19% |
| $527K−67% | $3.5M−51% | $5.5M | $4.6M+3% | $7M+1231% | $2M−44% | $6.3M+15% | $7.9M+72% | $7.9M+13% | $5.3M+167% | −$3.5M | $9.2M+17% | |
| Net income | $1.9M−69% | $12.3M−50% | $20.1M | $16.6M−2% | $25.9M+1228% | $8.1M−34% | $21.9M+9% | $28.9M+74% | $28.3M+9% | $20.1M+147% | −$14.3M | $34.5M+19% |
| $0.13−69% | $0.83−50% | $1.36 | $1.13−2% | $1.73+1231% | $0.55−34% | $1.48+9% | $1.95+73% | $1.91+10% | $1.36+147% | −$0.99 | $2.36+21% | |
| 14.7M−0% | 14.7M−0% | 14.7M−0% | 14.7M+0% | 14.9M+1% | 14.7M+0% | 14.7M+0% | 14.8M+0% | 14.8M−1% | 14.7M−0% | 14.5M−2% | 14.6M−2% |
Net income: 14 periods, Q4 FY13 to Q1 FY17: not printed by the filing, worked out from its own lines.
EPS, diluted: 11 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 16 periods, Q4 FY10 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Insurance - Property & Casualty nearest Safety Insurance's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| SAFTSafety Insurance | $1.5B | 22.4× | 16.8× | 1.2× | +7% | 5.3% | |
| UFCSUnited Fire | $1.5B | 10.7× | 18.2× | 1.0× | +11% | 9.6% | |
| UVEUniversal Insurance | $1.4B | 6.4× | 9.5× | 0.8× | +4% | 13.5% | |
| HMNHorace Mann Educators | $1.9B | 10.8× | 14.1× | 1.1× | +6% | 10.2% | |
| ASICAtegrity Specialty Insurance | $1.2B | 11.3× | 12.7× | 2.2× | +37% | 20.7% | |
| BOWBowhead Specialty | $1.1B | 18.4× | 18.1× | 1.8× | +25% | 10.1% | |
| HRTGHeritage Insurance | $1.1B | 5.2× | 10.1× | 1.3× | +2% | 25.2% | |
| HIPOHippo | $1B | 8.2× | 7.7× | 2.0× | +19% | 23.9% | |
| HGHamilton Insurance | $2.4B | 5.9× | 5.4× | 0.8× | +15% | 28.8% | |
| EIGEmployers | $935.4M | 76.6× | 11.2× | 1.1× | −6% | 0.9% | |
| HCIHCI | $2.5B | 8.8× | 15.6× | 2.7× | +23% | 32.6% | |
| Peer median | $1.3B | 9.7× | 11.9× | 1.2× | +13% | 17.1% |
More on Safety Insurance
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About
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .