SuperworthPonce Financial PDLB
- Market cap
- $498.8M
- PE
- 14.7×
- 3y median 21.9×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $120M
- +28% on a year ago
- Net margin
- 28.1%
Ponce Financial trades at 14.7× trailing earnings, cheaper than 86% of the last ten years. Revenue was $120M over the last twelve months, up 28% on a year earlier with a 28% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $22.2M+16% | $18.5M+11% | $20.5M+20% | $20.2M+13% | $20.2M−9% | $22.8M+24% | $24.6M+20% | $26.5M+31% | $26.7M+33% | $31.4M+38% | $30.3M+23% | $31.6M+19% | |
| Interest expense | $17M+322% | $17.8M+103% | $20.8M+88% | $20.9M+41% | $22.3M+31% | $22.2M+25% | $21.8M+5% | $21.4M+3% | $21.6M−3% | $20.9M−6% | $20.4M−6% | $21.6M+1% |
| Pre-tax income | $4.3M | $960K | $3.8M+329% | $4.4M | $3.1M−29% | $4.5M+365% | $8M+112% | $8M+82% | $8.8M+185% | $13.7M+207% | $11.4M+43% | $11.3M+42% |
| $1.7M | $442K | $1.3M+147% | $1.2M | $638K−63% | $1.5M+247% | $2M+50% | $1.9M+58% | $2.3M+253% | $3.6M+133% | $2.7M+36% | $2.8M+49% | |
| Net income | $2.6M | $518K | $2.4M+629% | $3.2M | $2.4M−6% | $2.9M+466% | $6M+147% | $6.1M+91% | $6.5M+168% | $10.1M+246% | $8.6M+45% | $8.5M+39% |
| $0.12 | $0.02 | $0.11+1000% | $0.14 | $0.10−17% | $0.12+500% | $0.25+127% | $0.25+79% | $0.27+170% | $0.42+250% | $0.36+44% | $0.35+40% | |
| 22.3M−3% | 22.4M−3% | 22.4M−4% | 22.4M−3% | 22.6M+1% | 22.8M+2% | 22.9M+2% | 22.9M+2% | 23.1M+2% | 23.3M+2% | 23.3M+2% | 23.5M+2% |
EPS, diluted: Q4 FY24 and Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q4 FY24 and Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest Ponce Financial's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| PDLBPonce Financial | $498.8M | 14.7× | 21.9× | n/m | +28% | 28.1% | |
| FMAOFarmers & Merchants Bancorp | $503.3M | 12.6× | 14.0× | n/m | +19% | 30.7% | |
| COFSChoiceone Financial Services | $512.4M | 9.4× | 11.5× | n/m | +39% | 31.9% | |
| OBTOrange County Bancorp | $513.7M | 10.8× | 9.8× | n/m | +10% | 37.4% | |
| HBCPHome Bancorp | $483.6M | 10.3× | 10.6× | n/m | +8% | 30.4% | |
| WTBAWest Bancorporation | $518.8M | 13.6× | 12.5× | n/m | +17% | 37.1% | |
| NRIMNorthrim Bancorp | $530.8M | 7.8× | 10.7× | n/m | +24% | 30.9% | |
| NPBNorthpointe Bancshares | $533.9M | 6.7× | 8.5× | n/m | +22% | 34.9% | |
| BWFGBankwell Financial | $535.7M | 12.6× | 12.9× | n/m | +32% | 35.2% | |
| BSRRSierra Bancorp | $541.1M | 12.2× | 10.9× | n/m | +3% | 28.7% | |
| PBFSPioneer Bancorp | $452.6M | 26.4× | 17.8× | n/m | +11% | 16.5% | |
| Peer median | $516.2M | 11.5× | 11.2× | n/a | +18% | 31.4% |
More on Ponce Financial
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .