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Pathfinder Bancorp price to book ratio PBHC

Market value divided by the book value of the company's net assets, since 2014.

Today, Oct 23, 2026
0.8×
10-year median
0.8×
Against its 10-year history
53rd
percentile: 0 is its lowest day, 100 its highest
10-year range
0.1× to 1.2×
Peer median
0.9×

Pathfinder Bancorp's price to book ratio is 0.8× as of Oct 23, 2026.

That is above its ten-year median of 0.8×, close to the middle of its last ten years.

Over that time it ranged from 0.1× in Apr 2026 to 1.2× in Sep 2022.

The median for 10 regional banks of a similar size is 0.9×.

Price to book ratio over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far0.8×0.1×0.9×
20250.7×0.7×0.9×
20240.9×0.6×0.9×
20230.8×0.2×0.9×
20220.2×0.2×1.2×
20211.0×0.6×1.0×
20200.6×0.5×0.8×
20190.7×0.7×1.2×
20181.0×0.9×1.1×
20171.1×1.0×1.1×
20161.0×0.7×1.0×
20150.8×0.6×1.0×
20140.9×0.9×0.9×

Against its peers

Companies in Banks - Regional nearest Pathfinder Bancorp's size, closest first, today.

CompanyPrice to book ratio
PBHCPathfinder Bancorp0.8×
PROVProvident Financial0.9×
UNBUnion Bankshares1.3×
SFBCSound Financial Bancorp1.0×
BSBKBogota Financial0.8×
AUBNAuburn National Bancorporation1.0×
FUSBFirst US Bancshares0.9×
FNWBFirst Northwest Bancorp0.6×
FDSBFifth District Bancorp0.7×
WSBKWinchester Bancorp1.0×
CPBICentral Plains Bancshares1.0×
Peer median0.9×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on Pathfinder Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.