Superworth

Orrstown Financial Services ORRF

Banks - Regional, Financial Services
$44.29
−0.07%
Market cap
$871.2M
PE
10.0×
10y median 11.0×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$256.5M
+3% on a year ago
Net margin
33.6%

Orrstown Financial Services trades at 10.0× trailing earnings, near its ten-year median. Revenue was $256.5M over the last twelve months, up 3% on a year earlier with a 34% net margin.

Charts

Financials

Income statement for ORRF, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$32.1M+2%$32.5M−4%$33.5M+4%$33.3M−1%$64.1M+99%$61.8M+90%$60.4M+80%$62.4M+88%$64.4M+0%$64.9M+5%$64.6M+7%$62.7M+0%
Interest expense$12.5M+535%$14M+204%$15.8M+98%$17.2M+63%$31.3M+151%$29.4M+110%$26.8M+70%$25.3M+47%$26.1M−17%$25.7M−13%$25.4M−5%$25.9M+2%
Pre-tax income$11.6M$9.7M−18%$10.7M−6%$9.8M−21%−$9.9M$17.1M+77%$22.8M+112%$24.7M+152%$27.7M$27.5M+60%$27.5M+21%$24.7M−0%
$2.5M$2.1M−9%$2.2M−1%$2.1M−18%−$2M$3.5M+68%$4.7M+113%$5.3M+152%$5.8M$6M+74%$5.7M+21%$3.5M−33%
Net income$9M$7.6M−21%$8.5M−7%$7.7M−21%−$7.9M$13.7M+79%$18.1M+112%$19.4M+151%$21.9M$21.5M+57%$21.8M+21%$21.2M+9%
$0.87$0.73−20%$0.81−7%$0.73−22%−$0.41$0.71−3%$0.93+15%$1.01+38%$1.13$1.11+56%$1.12+20%$1.09+8%
10.4M+0%10.4M−1%10.5M−0%10.6M+1%19.2M+85%19.3M+85%19.3M+84%19.3M+83%19.4M+1%19.4M+0%19.4M+0%19.4M+1%

EPS, diluted: Q4 FY10: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'. 15 periods, Q4 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY11: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. 14 periods, Q4 FY12 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Orrstown Financial Services' size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
ORRFOrrstown Financial Services$871.2M10.0×11.0×n/m+3%33.6%
MPBMID Penn Bancorp$868M12.1×10.4×n/m+36%25.8%
CCBGCapital City Bank$864.7M14.0×13.4×n/m+5%24.0%
GSBCGreat Southern Bancorp$881.9M13.4×11.2×n/m−0%29.7%
THFFFirst Financial$911.8M10.7×10.5×n/m+12%30.7%
FCBCFirst Community Bankshares$917.9M15.3×13.5×n/m+14%31.5%
IBCPIndependent Bank$820.9M10.8×8.5×n/m+6%30.2%
FMNBFarmers National Banc$929.6M10.7×10.3×n/m+24%29.7%
SPFISouth Plains Financial$810.5M11.7×8.6×n/m+11%28.7%
PGCPeapack Gladstone Financial$805.4M15.7×14.1×n/m+26%16.4%
HTBHomeTrust Bancshares$802.9M12.6×16.1×n/m+4%30.0%
Peer median$866.4M12.4×10.9×n/a+12%29.7%

More on Orrstown Financial Services

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .