Superworth

OneMain OMF

Financial - Credit Services, Financial Services
$55.72
−2.43%
Market cap
$6.4B
PE
8.4×
10y median 9.1×
Forward PE
n/m
not a meaningful number
Price to sales
1.3×
EV/EBIT
25.7×
Revenue, 12 months
$5.1B
+8% on a year ago
Net margin
15.4%
Free cash flow yield
n/m
not a meaningful number

OneMain trades at 8.4× trailing earnings, near its ten-year median. Revenue was $5.1B over the last twelve months, up 8% on a year earlier with a 15% net margin.

Charts

Financials

Income statement for OMF, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$1.1B+2%$1.1B+4%$1.1B+4%$1.1B+4%$1.2B+7%$1.2B+6%$1.2B+10%$1.2B+9%$1.2B+6%$1.3B+10%$1.3B+7%$1.3B+8%
Interest expense$267M+20%$270M+17%$277M+16%$297M+22%$301M+13%$311M+15%$312M+13%$317M+7%$320M+6%$323M+4%$322M+3%$326M+3%
Pre-tax income$246M+0%$221M−5%$204M−13%$92M−33%$207M−16%$164M−26%$275M+35%$214M+133%$263M+27%$249M+52%$296M+8%$196M−8%
$52M−15%$56M+0%$49M−13%$21M−40%$50M−4%$38M−32%$62M+27%$47M+124%$64M+28%$45M+18%$70M+13%$44M−6%
Net income$194M+5%$165M−6%$155M−13%$71M−31%$157M−19%$126M−24%$213M+37%$167M+135%$199M+27%$204M+62%$226M+6%$152M−9%
$1.61+8%$1.37−5%$1.29−13%$0.59−31%$1.31−19%$1.05−23%$1.78+38%$1.40+137%$1.67+28%$1.72+64%$1.93+8%$1.32−6%
120.8M−2%120.2M−2%120.2M−1%120.2M−0%120.1M−1%119.9M−0%120M−0%119.4M−1%119.4M−1%118.3M−1%117.3M−2%115.8M−3%

Net income: Q1 FY13: 6 months less the 3 months printed beside them.

EPS, diluted: 10 periods, Q4 FY13 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 11 periods, Q4 FY13 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY14 and Q4 FY15: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Financial - Credit Services nearest OneMain's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
OMFOneMain$6.4B8.4×9.1×1.3×+8%15.4%
EXLSExlService$6.4B26.6×34.7×2.9×+14%11.2%
WEXWEX$6.7B19.7×42.8×2.4×+7%12.6%
CACCCredit Acceptance$5.7B12.0×14.0×2.4×+3%21.5%
ZGZillow$7.7B155×154×2.7×+18%2.0%
AMTMAmentum$5.3B26.2×60.6×0.4×+11%1.4%
RELYRemitly Global$5.3B17.9×55.1×2.9×+24%16.9%
FIGRFigure Technology Solutions$5.2B24.2×33.2×7.3×+89%33.5%
ETSYEtsy$8B53.3×50.6×2.8×+4%7.3%
HQYHealthequity$8.6B37.7×78.2×6.3×+7%17.4%
DAVEDave$4.5B23.0×22.7×7.0×+49%34.6%
Peer median$6B25.2×46.7×2.8×+13%14.7%

More on OneMain

Each number over time

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About

Industry
Financial - Credit Services
Sector
Financial Services

Valuation data, not investment advice. Prices as of .