OneMain profit margin OMF
Gross, operating and net profit as a share of revenue over the last twelve months, from 2013.
- Net margin, 12 months
- 15.4%
- Net margin on a year earlier
- +1.3 pts
- Peer median
- 14.7%
Over the twelve months to Jun 30, 2026, OneMain kept 15.4% of its revenue as net profit.
Five years earlier its net margin was 35.9%.
The median for 10 credit services stocks of a similar size is 14.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 16.0% |
| FY2024 | 11.3% |
| FY2023 | 15.0% |
| FY2022 | 20.9% |
| FY2021 | 33.2% |
| FY2020 | 18.9% |
| FY2019 | 22.6% |
| FY2018 | 13.3% |
| FY2017 | 6.2% |
| FY2016 | 7.1% |
| FY2015 | −14.9% |
| FY2014 | 24.2% |
| FY2013 | −1.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 15.4% | +1.3 pts | |
| Q1 FY26 | 16.0% | +3.7 pts | |
| Q4 FY25 | 16.0% | +4.7 pts | |
| Q3 FY25 | 14.7% | +2.4 pts | |
| Q2 FY25 | 14.1% | +0.7 pts | |
| Q1 FY25 | 12.3% | −2.0 pts | |
| Q4 FY24 | 11.3% | −3.7 pts | |
| Q3 FY24 | 12.3% | −3.1 pts | |
| Q2 FY24 | 13.4% | −1.8 pts | |
| Q1 FY24 | 14.3% | −3.7 pts | |
| Q4 FY23 | 15.0% | −5.9 pts | |
| Q3 FY23 | 15.4% | −7.8 pts |
Against its peers
Companies in Financial - Credit Services nearest OneMain's size, closest first, today.
| Company | Profit margin |
|---|---|
| OMFOneMain | 15.4% |
| EXLSExlService | 11.2% |
| WEXWEX | 12.6% |
| CACCCredit Acceptance | 21.5% |
| ZGZillow | 2.0% |
| AMTMAmentum | 1.4% |
| RELYRemitly Global | 16.9% |
| FIGRFigure Technology Solutions | 33.5% |
| ETSYEtsy | 7.3% |
| HQYHealthequity | 17.4% |
| DAVEDave | 34.6% |
| Peer median | 14.7% |
Where OneMain ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on OneMain
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.