SuperworthLive Oak Bancshares EPS LOB
Diluted earnings per share by quarter and over the last twelve months, from 2014.
- Last 12 months, to Jun 30, 2026
- $2.84
- Latest quarter, Q2 FY26
- $0.74
- +45% on a year earlier
- Fiscal year 2025
- $2.22
- +32% on the year before
Live Oak Bancshares' earnings per share was $2.84 over the twelve months to Jun 30, 2026, up 135% on a year earlier.
In its latest quarter, Q2 FY26, it was $0.74, up 45% on the same quarter a year before.
Over the five fiscal years to FY2025 it grew 10% a year on average.
Earnings per share over time
Fiscal year by fiscal year
| Fiscal year | EPS | Change |
|---|---|---|
| FY2025 | $2.22 | +32% |
| FY2024 | $1.68 | +2% |
| FY2023 | $1.64 | −58% |
| FY2022 | $3.92 | +6% |
| FY2021 | $3.71 | +167% |
| FY2020 | $1.39 | +216% |
| FY2019 | $0.44 | −65% |
| FY2018 | $1.24 | −51% |
| FY2017 | $2.51 | +544% |
| FY2016 | $0.39 | −40% |
| FY2015 | $0.65 | +55% |
| FY2014 | $0.42 | n/a |
Each fiscal year is the twelve months to its fourth quarter.
Quarter by quarter
| Quarter | Ended | EPS | On a year earlier | Last 12 months |
|---|---|---|---|---|
| Q2 FY26 | $0.74 | +45% | $2.84 | |
| Q1 FY26 | $0.60 | +186% | $2.61 | |
| Q4 FY25 | $0.95 | +352% | $2.22 | |
| Q3 FY25 | $0.55 | +96% | $1.48 | |
| Q2 FY25 | $0.51 | −14% | $1.21 | |
| Q1 FY25 | $0.21 | −65% | $1.29 | |
| Q4 FY24 | $0.21 | −42% | $1.68 | |
| Q3 FY24 | $0.28 | −68% | $1.83 | |
| Q2 FY24 | $0.59 | +51% | $2.43 | |
| Q1 FY24 | $0.60 | +5900% | $2.23 | |
| Q4 FY23 | $0.36 | +800% | $1.64 | |
| Q3 FY23 | $0.88 | −8% | $1.32 |
Against its peers
Companies in Banks - Regional nearest Live Oak Bancshares' size, closest first, today.
| Company | EPS, 12 months | Growth |
|---|---|---|
| LOBLive Oak Bancshares | $2.84 | +135% a year |
| CNOBConnectOne Bancorp | $3.05 | +251% a year |
| OBKOrigin Bancorp | $3.20 | +43% a year |
| TCBKTrico Bancshares | $4.17 | +23% a year |
| QCRHQCR | $8.46 | +27% a year |
| BYByline Bancorp | $3.31 | +24% a year |
| TFINTriumph Financial | $1.96 | +576% a year |
| AMALAmalgamated Financial | $3.75 | +12% a year |
| ESQEsquire Financial | $6.06 | +12% a year |
| STBAS&T Bancorp | $3.76 | +10% a year |
| RBCAARepublic Bancorp | $6.53 | +3% a year |
| Peer median | $3.75 |
Where Live Oak Bancshares ranks
What the EPS figure tells you
Net income divided by diluted shares. The denominator of PE.
One-off charges and gains swing it. The TTM view smooths a single odd quarter.
More on Live Oak Bancshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.