Superworth

LCNB LCNB

Banks - Diversified, Financial Services
$19.73
+0.15%
Market cap
$281.3M
PE
11.4×
10y median 11.7×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$96.4M
+9% on a year ago
Net margin
25.5%

LCNB trades at 11.4× trailing earnings, near its ten-year median. Revenue was $96.4M over the last twelve months, up 9% on a year earlier with a 25% net margin.

Charts

Financials

Income statement for LCNB, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$17.1M−10%$19.3M−3%$17.8M+2%$19.3M+8%$21.4M+25%$22.7M+18%$21.5M+21%$22.8M+18%$23.8M+12%$23.9M+5%$23.5M+9%$25.1M+10%
Interest expense$6.1M+384%$8.7M+473%$10.9M+173%$11.7M+160%$11.4M+87%$10.2M+18%$9M−17%$8.4M−29%$8.2M−28%$6.9M−32%$6.6M−27%$6.5M−22%
Pre-tax income$5M−27%−$529K$2.2M−56%$944K−84%$5.3M+6%$7.5M$5.5M+148%$7.2M+663%$8.5M+59%$7M−7%$5.3M−4%$9.2M+28%
$949K−24%−$236K$312K−65%$19K−98%$798K−16%$1.3M$906K+190%$1.3M+6663%$1.5M+93%$1.3M−3%$877K−3%$1.7M+32%
Net income$4.1M−27%−$293K$1.9M−54%$925K−80%$4.5M+11%$6.1M$4.6M+141%$5.9M+540%$6.9M+53%$5.7M−8%$4.4M−4%$7.5M+27%
$0.37−25%−$0.02$0.15−60%$0.07−83%$0.31−16%$0.43$0.33+120%$0.41+486%$0.49+58%$0.40−7%$0.31−6%$0.53+29%
11M−2%12.4M+10%13.1M+17%13.9M+26%14M+27%14M+13%14.1M+7%14.1M+1%14.1M+1%14.1M+1%14.1M+1%14.2M+1%

EPS, diluted: 10 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 15 periods, Q4 FY10 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY23: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Diversified nearest LCNB's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
LCNBLCNB$281.3M11.4×11.7×n/m+9%25.5%
HWBKHawthorn Bancshares$271.1M10.7×10.2×n/m+12%30.0%
VABKVirginia National Bankshares$269.6M10.9×12.1×n/m+13%39.0%
FUNCFirst United$296.4M11.9×9.8×n/m+11%26.8%
NKSHNational Bankshares$257.9M12.7×16.5×n/m+21%33.6%
NEWTNewtekOne$330.2M5.2×6.0×n/m+7%22.2%
CMTVCommunity Bancorp$237M12.9×12.5×n/m+16%35.4%
CBNAChain Bridge Bancorp$334.7M12.6×11.6×n/m+15%40.9%
CFBKCF Bankshares$223.9M11.8×8.6×n/m+10%30.4%
MRBKMeridian$223.3M10.2×8.4×n/m+7%16.6%
FDBCFidelity D & D Bancorp$374.7M12.3×13.6×n/m+14%31.0%
Peer median$270.4M11.9×10.9×n/a+13%30.7%

More on LCNB

Each number over time

Its groups

About

Industry
Banks - Diversified
Sector
Financial Services

Valuation data, not investment advice. Prices as of .