Flywire price to free cash flow FLYW
Market value divided by free cash flow over the last twelve months, since 2022.
- Today, Oct 23, 2026
- 14.8×
- 4-year median
- 26.5×
- Against its 4-year history
- 31st
- percentile: 0 is its lowest day, 100 its highest
- 4-year range
- 11.0× to 313×
- Peer median
- 10.9×
Flywire's price to free cash flow is 14.8× as of Oct 23, 2026.
That is below its 4-year median of 26.5×, lower than on 69% of days in the last 4 years.
Over that time it ranged from 11.0× in Jun 2026 to 313× in Aug 2022.
The median for 10 credit services stocks of a similar size is 10.9×.
Price to free cash flow over time
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 14.8× | 11.0× | 33.8× |
| 2025 | 33.4× | 11.5× | 34.3× |
| 2024 | 13.1× | 13.0× | 55.5× |
| 2023 | 54.9× | 47.2× | 59.4× |
| 2022 | 313× | 205× | 313× |
Against its peers
Companies in Financial - Credit Services nearest Flywire's size, closest first, today.
| Company | Price to free cash flow |
|---|---|
| FLYWFlywire | 14.8× |
| UPSTUpstart | n/m |
| PAYOPayoneer Global | 13.4× |
| EEFTEuronet Worldwide | 9.1× |
| AGMFederal Agricultural Mortgage | n/m |
| ECPGEncore Capital | 16.6× |
| WUWestern Union CO | 3.5× |
| CBZCBIZ | 10.9× |
| MMSMaximus | 7.6× |
| HAPNHappen | n/m |
| TNETTrinet | 12.1× |
| Peer median | 10.9× |
What the price to free cash flow tells you
Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.
Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.
More on Flywire
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.