SuperworthFair Isaac FICO
- Market cap
- $17.6B
- PE
- 23.6×
- 10y median 50.7×
- Forward PE
- 16.8×
- 10y median 35.4×
- Price to sales
- 7.4×
- EV/EBIT
- 18.4×
- Revenue, 12 months
- $2.4B
- +24% on a year ago
- Net margin
- 34.1%
- Free cash flow yield
- 5.7%
Fair Isaac trades at 23.6× trailing earnings, cheaper than 99% of the last ten years. Revenue was $2.4B over the last twelve months, up 24% on a year earlier with a 34% net margin.
Charts
Financials
| Income statement | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $389.7M+12% | $382.1M+11% | $433.8M+14% | $447.8M+12% | $453.8M+16% | $440M+15% | $498.7M+15% | $536.4M+20% | $515.8M+14% | $512M+16% | $691.7M+39% | $674.2M+26% | |
| Cost of revenue | $82.8M+0% | $83.5M+9% | $86.9M+9% | $88.2M+23% | $89.6M+8% | $87.3M+5% | $87.6M+1% | $87.6M−1% | $91.2M+2% | $87.3M−0% | $91.2M+4% | $87M−1% |
| Gross profit | $306.9M+15% | $298.6M+11% | $346.9M+15% | $359.6M+10% | $364.2M+19% | $352.6M+18% | $411.1M+19% | $448.8M+25% | $424.6M+17% | $424.7M+20% | $600.5M+46% | $587.2M+31% |
| R&D | $41.6M+17% | $42.6M+16% | $40.9M+2% | $44.2M+7% | $44.2M+6% | $45.1M+6% | $45M+10% | $47.2M+7% | $51M+15% | $49.9M+11% | $53.9M+20% | $53.7M+14% |
| SG&A | $99.3M+3% | $104.3M+12% | $110.9M+11% | $124.9M+16% | $122.8M+24% | $128M+23% | $120.4M+9% | $139.1M+11% | $125.5M+2% | $140.7M+10% | $144.1M+20% | $170.8M+23% |
| $165.7M+24% | $151.4M+8% | $194.8M+22% | $190.3M+8% | $197.2M+19% | $179.5M+19% | $245.6M+26% | $262.5M+38% | $237.2M+20% | $234M+30% | $402.5M+64% | $362.6M+38% | |
| Interest expense | $24.3M+17% | $24.2M+6% | $26.1M+9% | $26.9M+10% | $28.5M+17% | $29.5M+22% | $31.4M+20% | $32.9M+22% | $39.9M+40% | $42M+43% | $44.6M+42% | $59.9M+82% |
| Pre-tax income | $140.5M+24% | $130.6M+11% | $172.7M+26% | $167.3M+6% | $171.4M+22% | $150.1M+15% | $213M+23% | $237M+42% | $202.5M+18% | $191.9M+28% | $356M+67% | $314.7M+33% |
| $39M+74% | $9.5M−53% | $42.9M+20% | $41.1M+42% | $35.7M−9% | −$2.4M | $50.4M+17% | $55.2M+34% | $47.4M+33% | $33.6M | $91.6M+82% | $77.5M+40% | |
| Net income | $101.4M+12% | $121.1M+24% | $129.8M+28% | $126.3M−2% | $135.7M+34% | $152.5M+26% | $162.6M+25% | $181.8M+44% | $155M+14% | $158.4M+4% | $264.5M+63% | $237.2M+31% |
| $4.01+13% | $4.80+25% | $5.16+29% | $5.05−1% | $5.44+36% | $6.14+28% | $6.59+28% | $7.40+47% | $6.42+18% | $6.61+8% | $11.14+69% | $10.45+41% | |
| 25.3M−1% | 25.2M−1% | 25.2M−1% | 25M−1% | 24.9M−1% | 24.8M−2% | 24.7M−2% | 24.6M−2% | 24.2M−3% | 24M−4% | 23.7M−4% | 22.7M−8% |
Gross profit: 69 periods, Q3 FY09 to Q3 FY26: not printed by the filing, worked out from its own lines.
EPS, diluted: 7 periods, Q4 FY09 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 7 periods, Q4 FY09 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Estimates
Next earnings report: .
| Quarter | Revenue | Range | EPS | Range | Analysts |
|---|---|---|---|---|---|
| Q4 FY26 | $657M | $647.5M to $676.7M | $10.83 | $10.59 to $11.33 | 10 |
| Q1 FY27 | $626.9M | $616.4M to $642.9M | $10.13 | $8.96 to $10.77 | 10 |
| Q2 FY27 | $721M | $663.4M to $751.9M | $13.33 | $11.95 to $14.08 | 8 |
| Q3 FY27 | $740.3M | $681.1M to $772M | $13.46 | $12.06 to $14.20 | 8 |
| Q4 FY27 | $714M | $657M to $744.6M | $12.70 | $11.38 to $13.40 | 8 |
| Q1 FY28 | $667.2M | $613.9M to $695.8M | $11.74 | $10.52 to $12.39 | 8 |
| Q2 FY28 | $745.6M | $686M to $777.5M | $13.94 | $12.49 to $14.71 | 9 |
| Q3 FY28 | $758.9M | $698.3M to $791.4M | $13.98 | $12.53 to $14.76 | 9 |
Peers
Companies in Software - Application nearest Fair Isaac's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| FICOFair Isaac | $17.6B | 23.6× | 50.7× | 16.8× | 7.4× | +24% | 34.1% |
| SSNCSS&C Technologies | $19.5B | 23.9× | 28.1× | 11.1× | 3.0× | +9% | 13.2% |
| HUBSHubSpot | $13.5B | 96.4× | 107× | n/m | 3.9× | +21% | 4.3% |
| PINSPinterest | $12.6B | 65.6× | 64.4× | n/m | 2.8× | +17% | 5.5% |
| FDSFactset Research Systems | $11.8B | 21.8× | 32.5× | n/m | 4.8× | +7% | 23.2% |
| ZMZoom Communications | $27.9B | n/m | 27.9× | 15.6× | 5.6× | +5% | 65.2% |
| DOCNDigitalOcean | $11B | 42.8× | 45.3× | n/m | 10.8× | +21% | 23.3% |
| ESTCElastic | $10.8B | 28.9× | 139× | n/m | 6.0× | +16% | 20.8% |
| MTCHMatch | $10.5B | 16.2× | 15.3× | n/m | 3.0× | +2% | 20.2% |
| HNGEHinge Health | $9B | 85.1× | 71.5× | n/m | 12.5× | +50% | 15.1% |
| ROPRoper Technologies | $43.3B | 18.1× | 30.8× | 18.6× | 5.2× | +11% | 30.2% |
| Peer median | $12.2B | 28.9× | 38.9× | 15.6× | 5.0× | +14% | 20.5% |
Investors who own it
Investors we follow who held Fair Isaac at the end of Jun 30, 2026, from their 13F filings.
- Chuck AkreAkre Capital Management8.5% of portfoliotrimmed
- Terry SmithFundsmith0.2% of portfolionew
- Ron BaronBaron Capital0.1% of portfoliotrimmed
More on Fair Isaac
Each number over time
- PE ratio
- Forward PE
- Price to sales ratio
- EV/EBIT
- Price to free cash flow
- Price to book ratio
- Market cap
- Revenue
- EPS
- Free cash flow
- Profit margin
- Shares outstanding
Where it ranks
- #2of 146Technology stocks cheapest against their own PE history
- #3of 91Application software stocks with the highest profit margins
- #2of 17Application software stocks cheapest against their own PE history
- #5of 19Application software stocks with the fastest expected revenue growth
- #4of 14Application software stocks with the lowest PEG ratio
- #7of 19Application software stocks with the lowest forward PE
Its groups
About
- Industry
- Software - Application
- Sector
- Technology
Valuation data, not investment advice. Prices as of .