SuperworthEssent profit margin ESNT
Gross, operating and net profit as a share of revenue over the last twelve months, from 2013.
- Net margin, 12 months
- 52.1%
- Net margin on a year earlier
- −5.0 pts
- Peer median
- 40.6%
Over the twelve months to Jun 30, 2026, Essent kept 52.1% of its revenue as net profit.
Five years earlier its net margin was 56.1%.
The median for 5 specialty insurers of a similar size is 40.6%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 54.7% |
| FY2024 | 58.7% |
| FY2023 | 62.8% |
| FY2022 | 87.2% |
| FY2021 | 70.9% |
| FY2020 | 43.3% |
| FY2019 | 64.1% |
| FY2018 | 65.0% |
| FY2017 | 65.9% |
| FY2016 | 48.6% |
| FY2015 | 44.5% |
| FY2014 | 37.0% |
| FY2013 | 49.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 52.1% | −5.0 pts | |
| Q1 FY26 | 53.8% | −4.1 pts | |
| Q4 FY25 | 54.7% | −4.0 pts | |
| Q3 FY25 | 56.2% | −4.5 pts | |
| Q2 FY25 | 57.1% | −4.3 pts | |
| Q1 FY25 | 57.8% | −3.5 pts | |
| Q4 FY24 | 58.7% | −4.1 pts | |
| Q3 FY24 | 60.7% | −3.4 pts | |
| Q2 FY24 | 61.4% | −6.0 pts | |
| Q1 FY24 | 61.4% | −13.3 pts | |
| Q4 FY23 | 62.8% | −24.4 pts | |
| Q3 FY23 | 64.0% | −26.6 pts |
Against its peers
Companies in Insurance - Specialty nearest Essent's size, closest first, today.
| Company | Profit margin |
|---|---|
| ESNTEssent | 52.1% |
| MTGMgic Investment | 59.2% |
| RDNRadian | 32.6% |
| ORIOld Republic International | 11.7% |
| NMIHNMI | 54.1% |
| AGOAssured Guaranty | 40.6% |
| Peer median | 40.6% |
Where Essent ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Essent
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.