Superworth

Eagle Financial Services EFSI

Banks - Regional, Financial Services
$46.93
+0.90%
Market cap
$254M
PE
13.6×
10y median 11.2×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$90.5M
+37% on a year ago
Net margin
20.6%

Eagle Financial Services trades at 13.6× trailing earnings, pricier than 71% of the last ten years. Revenue was $90.5M over the last twelve months, up 37% on a year earlier with a 21% net margin.

Charts

Financials

Income statement for EFSI, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$17.1M+7%$15.9M−3%$15.9M−2%$16.5M+4%$18.4M+8%$22M+38%$4.8M−70%$20.6M+25%$22.4M+22%$21.7M−1%$20.8M+336%$25.6M+24%
Interest expense$9.3M+532%$9.7M+235%$9.5M+60%$9.6M+21%$10.5M+14%$10.5M+8%$10.2M+7%$9.1M−5%$8.7M−17%$8.4M−20%$7.9M−22%$7.4M−19%
Pre-tax income$2.8M−45%$2.3M−41%$3M−3%$3.8M+54%$4M+43%$8.1M+253%−$9M$6.5M+74%$6.9M+74%$5.5M−32%$4.7M$6.5M−0%
$457K−51%−$99K$495K−8%$585K+53%$550K+20%$1.9M−$2.1M$1.3M+119%$1.3M+141%$1.2M−39%$918K$1.5M+21%
Net income$2.3M−43%$2.4M−25%$2.5M−1%$3.2M+55%$3.4M+48%$6.2M+158%−$7M$5.3M+66%$5.6M+63%$4.3M−30%$3.7M$5M−6%
$0.66−44%$0.69−25%$0.72−1%$0.89+53%$0.97+47%$1.74+152%−$1.53$0.98+10%$1.04+7%$0.81−53%$0.69$0.92−6%
3.5M+1%3.5M+1%3.6M+1%3.6M+1%3.6M+1%3.5M+1%4.6M+29%5.4M+51%5.4M+51%5.4M+52%5.4M+18%5.4M+1%

EPS, diluted: Q4 FY11: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'.

Diluted shares: 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY14: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. 11 periods, Q1 FY17 to Q2 FY20: not printed by the filing, worked out from its own lines.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Eagle Financial Services' size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
EFSIEagle Financial Services$254M13.6×11.2×n/m+37%20.6%
GBFHGBank Financial$252.2M13.6×19.8×n/m+20%22.4%
RMBIRichmond Mutual Bancorporation$266.5M13.1×13.1×n/m+15%23.1%
DAAQDigital Asset Acquisition$241.3M38.9×38.7×n/mn/mn/m
FXNCFirst National$271.1M12.5×10.8×n/m+12%23.3%
PEBKPeoples Bancorp of North Carolina$237.5M11.9×11.4×n/mn/mn/m
FNRNFirst Northern Community Bancorp$275.6M12.5×7.9×n/m+5%30.0%
WNEBWestern New England Bancorp$278.2M16.5×16.4×n/m+17%19.0%
QNBCQNB$229M13.6×10.7×n/m+25%20.3%
FRAFFranklin Financial Services$286.3M11.6×10.4×n/m+22%26.0%
OVLYOak Valley Bancorp$287M12.1×10.5×n/m+7%28.0%
Peer median$268.8M12.8×11.1×n/a+16%23.2%

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .