Superworth

Donegal DGICA

Insurance - Property & Casualty, Financial Services
$18.82
−2.06%
Market cap
$698.6M
PE
9.8×
10y median 12.7×
Forward PE
n/m
not a meaningful number
Price to sales
0.7×
Revenue, 12 months
$963.2M
−3% on a year ago
Net margin
7.4%

Donegal trades at 9.8× trailing earnings, near its ten-year median. Revenue was $963.2M over the last twelve months, down 3% on a year earlier with a 7% net margin.

Charts

Financials

Income statement for DGICA, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$233.9M+10%$239.5M+7%$241.1M+7%$246.8M+8%$251.7M+8%$250M+4%$245.2M+2%$247.1M+0%$245.9M−2%$240.1M−4%$236M−4%$241.1M−2%
Interest expense$156.3K+119%$155.9K−0%$154.6K+1%$154.6K+0%$367.6K+135%$269.3K+73%$333K+115%$336.7K+118%$340.4K−7%$340.4K+26%$333K+0%$336.7K+0%
Pre-tax income−$1M−93%−$2.5M$7.2M+15%$5M+122%$20.4M$29.7M$31.2M+330%$20.4M+308%$25M+23%$21M−29%$14.1M−55%$27.5M+35%
−$199.6K−93%−$511.3K$1.3M+18%$859.7K+236%$3.7M$5.7M$6M+361%$3.6M+314%$5M+36%$3.8M−34%$2.6M−56%$5.2M+47%
Net income−$805.3K−92%−$2M$6M+15%$4.2M+108%$16.8M$24M$25.2M+323%$16.9M+306%$20.1M+20%$17.2M−28%$11.5M−54%$22.3M+32%
−$0.02−94%n/a$0.18+13%$0.13+117%$0.51$0.72$0.71+294%$0.46+254%$0.55+8%$0.46−36%$0.31−56%$0.60+30%
33.2M+3%n/a33.4M+2%33.4M+1%32.8M−1%n/a36M+8%36.9M+10%36.5M+11%n/a37.5M+4%37.5M+2%

EPS, diluted: 4 periods, Q4 FY19 to Q4 FY25: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'.

Diluted shares: 5 periods, Q1 FY18 to Q3 FY25: not printed by the filing, worked out from its own lines.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Insurance - Property & Casualty nearest Donegal's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
DGICADonegal$698.6M9.8×12.7×0.7×−3%7.4%
ROOTRoot$819.3M15.0×19.3×0.5×+15%3.9%
AIIAmerican Integrity Insurance$564.9M6.4×4.7×1.7×+29%26.2%
ACICAMERICAN COASTAL INSURANCE$537M5.5×8.0×1.6×+3%30.3%
EIGEmployers$935.4M76.6×11.2×1.1×−6%0.9%
GLREGreenlight Capital RE$492.9M10.3×10.5×0.8×−3%7.8%
AMSFAmerisafe$487.7M10.6×15.7×1.5×+10%14.0%
HIPOHippo$1B8.2×7.7×2.0×+19%23.9%
HRTGHeritage Insurance$1.1B5.2×10.1×1.3×+2%25.2%
BOWBowhead Specialty$1.1B18.4×18.1×1.8×+25%10.1%
ASICAtegrity Specialty Insurance$1.2B11.3×12.7×2.2×+37%20.7%
Peer median$877.3M10.5×10.8×1.5×+12%17.3%

More on Donegal

Each number over time

Where it ranks

Its groups

About

Industry
Insurance - Property & Casualty
Sector
Financial Services

Valuation data, not investment advice. Prices as of .