Citizens Financial Services PE ratio CZFS

Share price divided by earnings per share over the last twelve months, since 2013.

Today, Oct 23, 2026: 9.9×
10-year median: 10.4×
Against its 10-year history: 44th; percentile: 0 is its lowest day, 100 its highest
10-year range: 7.2× to 15.9×
Peer median: 10.5×

Citizens Financial Services' PE ratio is 9.9× as of Oct 23, 2026: a share price of $84.57 against $8.55 of earnings per share over the last twelve months.

That is below its ten-year median of 10.4×, close to the middle of its last ten years.

Over that time it ranged from 7.2× in Nov 2020 to 15.9× in May 2018.

The median for 10 regional banks of a similar size is 10.5×.

PE ratio over time

median 10.4×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	9.9×	7.7×	9.9×
2025	8.1×	7.8×	11.1×
2024	10.9×	7.7×	15.3×
2023	14.7×	9.0×	14.8×
2022	10.5×	7.8×	11.5×
2021	7.8×	7.6×	8.9×
2020	8.7×	7.2×	11.8×
2019	10.6×	10.3×	12.5×
2018	11.2×	11.2×	15.9×
2017	14.5×	12.2×	15.1×
2016	12.8×	9.9×	13.8×
2015	11.3×	9.1×	11.8×
2014	11.8×	9.6×	11.9×
2013	10.1×	8.1×	10.3×

Against its peers

Companies in Banks - Regional nearest Citizens Financial Services' size, closest first, today.

Company	PE ratio
CZFSCitizens Financial Services	9.9×
CHMGChemung Financial	12.0×
PCBPCB Bancorp	9.9×
PKBKParke Bancorp	8.7×
MVBFMVB Financial	10.1×
ISTRInvestar	11.7×
CBANColony Bankcorp	12.3×
NECBNorthEast Community Bancorp	8.9×
NWFLNorwood Financial	12.0×
FRSTPrimis Financial	7.1×
CBKCommercial Bancgroup	10.9×
Peer median	10.5×

Where Citizens Financial Services ranks

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Citizens Financial Services

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.