Superworth

Civista Bancshares CIVB

Banks - Regional, Financial Services
$28.29
+0.50%
Market cap
$588.3M
PE
10.5×
10y median 9.9×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$185.4M
+15% on a year ago
Net margin
29.3%

Civista Bancshares trades at 10.5× trailing earnings, near its ten-year median. Revenue was $185.4M over the last twelve months, up 15% on a year earlier with a 29% net margin.

Charts

Financials

Income statement for CIVB, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$39.6M+10%$38.9M−9%$36.6M−16%$38.1M−6%$39.3M−1%$40.4M+4%$40.6M+11%$41.4M+9%$44.2M+12%$46.3M+15%$47.3M+16%$47.6M+15%
Interest expense$15.1M+621%$18.5M+242%$21.8M+111%$22.8M+72%$23.5M+56%$21.9M+18%$21M−4%$21.5M−6%$20.7M−12%$19.3M−12%$18M−14%$18M−16%
Pre-tax income$12.2M−8%$11.2M−23%$7.2M−53%$8.1M−31%$9.9M−19%$11.4M+1%$11.9M+66%$12.9M+60%$15.7M+58%$14.7M+30%$18M+51%$17.2M+33%
$1.9M−16%$1.6M−35%$835K−67%$1M−39%$1.6M−17%$1.5M−6%$1.8M+112%$1.9M+84%$2.9M+86%$2.5M+67%$3M+71%$2.9M+52%
Net income$10.4M−7%$9.7M−21%$6.4M−51%$7.1M−30%$8.4M−20%$9.9M+3%$10.2M+60%$11M+56%$12.8M+53%$12.3M+24%$15M+47%$14.3M+30%
$0.66−8%$0.64−21%$0.41−50%$0.45−30%$0.53−20%$0.64+0%$0.66+61%$0.71+58%$0.68+28%$0.61−5%$0.72+9%$0.69−3%
15.1M−1%15.1M−0%15.1M−0%15.1M−0%15.4M+2%15.4M+2%15.4M+2%15.4M+2%18.7M+21%20.1M+31%20.7M+34%20.7M+34%

EPS, diluted: 13 periods, Q2 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 15 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. 11 periods, Q1 FY23 to Q2 FY26: not printed by the filing, worked out from its own lines.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Civista Bancshares' size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
CIVBCivista Bancshares$588.3M10.5×9.9×n/m+15%29.3%
UNTYUnity Bancorp$583.9M10.1×9.5×n/m+13%43.3%
BWBBridgewater Bancshares$573.8M11.2×11.8×n/m+30%34.8%
KRNYKearny Financial$603.8M16.3×18.5×n/m+16%20.4%
FBIZFirst Business Financial Services$606.1M11.0×9.4×n/m+10%31.2%
GCBCGreene County Bancorp$606.3M14.8×15.0×n/m+23%44.3%
BSVNBank7$557.7M13.4×9.3×n/m+2%42.7%
BSRRSierra Bancorp$541.1M12.2×10.9×n/m+3%28.7%
BWFGBankwell Financial$535.7M12.6×12.9×n/m+32%35.2%
NPBNorthpointe Bancshares$533.9M6.7×8.5×n/m+22%34.9%
NRIMNorthrim Bancorp$530.8M7.8×10.7×n/m+24%30.9%
Peer median$565.8M11.7×10.8×n/a+19%34.8%

More on Civista Bancshares

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .