Citizens PE ratio CIA

Share price divided by earnings per share over the last twelve months, since 2013.

Today, Oct 23, 2026: 17.1×
9-year median: 15.7×
Against its 9-year history: 58th; percentile: 0 is its lowest day, 100 its highest
9-year range: 3.2× to 235×
Peer median: 17.5×

Citizens' PE ratio is 17.1× as of Oct 23, 2026: a share price of $3.60 against $0.21 of earnings per share over the last twelve months.

That is above its 9-year median of 15.7×, close to the middle of its last 9 years.

Over that time it ranged from 3.2× in May 2022 to 235× in Apr 2017.

The median for 10 financial stocks of a similar size is 17.5×.

PE ratio over time

median 15.7×

The dashed line is the 9-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	17.1×	13.5×	28.5×
2025	24.6×	9.7×	29.0×
2024	10.0×	4.0×	13.6×
2023	7.9×	3.8×	16.1×
2022	3.7×	3.2×	6.6×
2021	n/m a value too high to mean anything
2020	115×	105×	123×
2019	n/m a value too high to mean anything
2018	58.6×	58.6×	67.3×
2017	61.3×	49.6×	235×
2016	n/m a value too high to mean anything
2015	54.6×	54.6×	71.7×
2014	71.7×	61.4×	120×
2013	125×	71.2×	127×

Against its peers

Companies in Financial Services nearest Citizens' size, closest first, today.

Company	PE ratio
CIACitizens	17.1×
JRVRJames River	26.5×
WHGWestwood	21.7×
BVFLBV Financial	14.3×
FNWDFinward Bancorp	19.2×
ECBKECB Bancorp	15.8×
SBFGSB Financial	11.3×
MNSBMainStreet Bancshares	12.0×
OPRXOptimizeRx	38.1×
EBMTEagle Bancorp Montana	10.5×
CBFVCB Financial Services	28.0×
Peer median	17.5×

Where Citizens ranks

#11of 16Life insurers with the lowest PE ratio

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Citizens

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.