Superworth

Chemung Financial CHMG

Banks - Regional, Financial Services
$83.88
+0.78%
Market cap
$404.4M
PE
12.0×
10y median 10.4×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$120.4M
+40% on a year ago
Net margin
27.9%

Chemung Financial trades at 12.0× trailing earnings, near its ten-year median. Revenue was $120.4M over the last twelve months, up 40% on a year earlier with a 28% net margin.

Charts

Financials

Income statement for CHMG, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$25.8M+8%$23.8M−10%$23.7M−6%$23.4M−3%$24.3M−6%$25.9M+9%$25.7M+8%$10.1M−57%$28.8M+18%$30.5M+18%$29.9M+16%$31.2M+209%
Interest expense$11M+447%$12.1M+236%$13.1M+109%$13.6M+48%$14M+27%$12.8M+5%$11.9M−10%$12.2M−10%$11.2M−20%$10.4M−19%$10M−16%$10.2M−16%
Pre-tax income$9.7M+19%$4.6M−51%$9.1M−2%$6.3M−21%$7.2M−26%$7.5M+62%$7.7M−15%−$8.8M$10.1M+39%$11M+47%$11.8M+54%$11.3M
$2.1M+18%$841K−60%$2M+3%$1.3M−21%$1.5M−27%$1.6M+89%$1.7M−18%−$2.4M$2.3M+50%$3.3M+105%$2.6M+59%$2.5M
Net income$7.6M+19%$3.8M−49%$7M−3%$5M−21%$5.7M−25%$5.9M+56%$6M−15%−$6.5M$7.8M+36%$7.7M+31%$9.2M+53%$8.8M
$1.61+18%$0.80−49%$1.48−4%$1.05−21%$1.19−26%$1.29+61%$1.26−15%−$1.35$1.62+36%$1.63+26%$1.91+52%$1.82
4.7M+1%4.7M+1%4.8M+1%4.8M+1%4.8M+1%4.8M+1%4.8M+1%4.8M+1%4.8M+1%4.8M+1%4.8M+1%4.8M+1%

EPS, diluted: 18 periods, Q4 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q1 FY11 and Q1 FY12: not printed by the filing, worked out from its own lines. 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY17: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Chemung Financial's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
CHMGChemung Financial$404.4M12.0×10.4×n/m+40%27.9%
PCBPCB Bancorp$402.2M9.9×9.5×n/m+12%34.7%
CZFSCitizens Financial Services$406.8M9.9×10.4×n/m+12%34.8%
PKBKParke Bancorp$390.7M8.7×8.1×n/m+32%50.5%
MVBFMVB Financial$389M10.1×12.3×n/m+28%20.6%
ISTRInvestar$386.3M11.7×13.3×n/m+37%27.3%
NECBNorthEast Community Bancorp$382.3M8.9×6.6×n/m−1%40.9%
NWFLNorwood Financial$379.1M12.0×14.0×n/mn/mn/m
FRSTPrimis Financial$378.9M7.1×13.6×n/m+25%23.8%
CBANColony Bankcorp$432.1M12.3×12.2×n/m+24%21.6%
CBKCommercial Bancgroup$441.5M10.9×11.2×n/m+5%42.1%
Peer median$389.9M10.0×11.7×n/a+24%34.7%

More on Chemung Financial

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .