Citigroup profit margin C
Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.
- Net margin, 12 months
- 20.8%
- Net margin on a year earlier
- +3.4 pts
- Peer median
- 27.6%
Over the twelve months to Sep 30, 2026, Citigroup kept 20.8% of its revenue as net profit.
Five years earlier its net margin was 32.2%.
The median for 4 diversified banks of a similar size is 27.6%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 16.8% |
| FY2024 | 15.7% |
| FY2023 | 11.8% |
| FY2022 | 19.7% |
| FY2021 | 30.5% |
| FY2020 | 14.6% |
| FY2019 | 26.1% |
| FY2018 | 24.8% |
| FY2017 | −9.4% |
| FY2016 | 21.3% |
| FY2015 | 22.6% |
| FY2014 | 9.5% |
| FY2013 | 17.9% |
| FY2012 | 10.9% |
| FY2011 | 14.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q3 FY26 | 20.8% | +3.4 pts | |
| Q2 FY26 | 19.5% | +2.4 pts | |
| Q1 FY26 | 18.2% | +1.7 pts | |
| Q4 FY25 | 16.8% | +1.1 pts | |
| Q3 FY25 | 17.3% | +7.2 pts | |
| Q2 FY25 | 17.1% | +6.5 pts | |
| Q1 FY25 | 16.5% | +6.2 pts | |
| Q4 FY24 | 15.7% | +3.9 pts | |
| Q3 FY24 | 10.1% | −7.0 pts | |
| Q2 FY24 | 10.5% | −6.9 pts | |
| Q1 FY24 | 10.2% | −9.3 pts | |
| Q4 FY23 | 11.8% | −7.9 pts |
Against its peers
Companies in Banks - Diversified nearest Citigroup's size, closest first, today.
| Company | Profit margin |
|---|---|
| CCitigroup | 20.8% |
| WFCWells Fargo | 26.3% |
| BACBank of America | n/m |
| USBU.S. Bancorp | 27.6% |
| JPMJPMorgan Chase | 32.5% |
| Peer median | 27.6% |
Where Citigroup ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Citigroup
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.