Avidia Bancorp AVBC

Banks - Regional, Financial Services

$22.66

+1.39%

Market cap: $452.5M
PE: 23.9×
Forward PE: n/m; not a meaningful number
Revenue, 12 months: $112.9M; +20% on a year ago
Net margin: 15.6%

Avidia Bancorp trades at 23.9× trailing earnings. Revenue was $112.9M over the last twelve months, up 20% on a year earlier with a 16% net margin.

Charts

Financials

Income statement for AVBC, by quarter
Income statement	Q1 FY24	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
	$23.5M	$21.8M	$22.8M	$22.2M	$22.9M−2%	$25.9M+19%	$28M+23%	$26.8M+21%	$28.3M+23%	$29.9M+16%
Interest expense	$12.3M	$12.6M	$13.2M	$12.4M	$11.8M−3%	$11.2M−11%	$10.4M−21%	$10.5M−15%	$9.6M−19%	$9.3M−18%
Pre-tax income	$4.8M	$3.1M	$2.7M	$4.8M	−$16.5M	$5M+62%	−$2M	$7.7M+62%	$8.2M	$9.5M+88%
	$1.2M	$759K	$667K	$1.3M	−$4.9M	$1.2M+53%	−$1M	$2.4M+89%	$2.2M	$2.3M+99%
Net income	$3.5M	$2.4M	$2.1M	$3.5M	−$11.6M	$3.9M+65%	−$907K	$5.3M+52%	$6M	$7.2M+85%
	n/a	n/a	n/a	n/a	n/a	n/a	−$0.05	$0.29	$0.32	$0.39
	n/a	n/a	n/a	n/a	n/a	n/a	18.5M	18.6M	18.6M	18.6M

EPS, diluted: Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Avidia Bancorp's size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
AVBCAvidia Bancorp	$452.5M	23.9×	23.3×	n/m	+20%	15.6%
PBFSPioneer Bancorp	$452.6M	26.4×	17.8×	n/m	+11%	16.5%
RBBRBB Bancorp	$447.3M	10.9×	10.1×	n/m	+8%	31.5%
CBKCommercial Bancgroup	$441.5M	10.9×	11.2×	n/m	+5%	42.1%
CBANColony Bankcorp	$432.1M	12.3×	12.2×	n/m	+24%	21.6%
HBCPHome Bancorp	$483.6M	10.3×	10.6×	n/m	+8%	30.4%
PDLBPonce Financial	$498.8M	14.7×	21.9×	n/m	+28%	28.1%
FMAOFarmers & Merchants Bancorp	$503.3M	12.6×	14.0×	n/m	+19%	30.7%
CZFSCitizens Financial Services	$406.8M	9.9×	10.4×	n/m	+12%	34.8%
CHMGChemung Financial	$404.4M	12.0×	10.4×	n/m	+40%	27.9%
PCBPCB Bancorp	$402.2M	9.9×	9.5×	n/m	+12%	34.7%
Peer median	$444.4M	11.5×	10.9×	n/a	+12%	30.5%