RBB Bancorp RBB

Banks - Regional, Financial Services

$26.44

−0.30%

Market cap: $447.3M
PE: 10.9×; 9y median 10.1×
Forward PE: n/m; not a meaningful number
Revenue, 12 months: $132.7M; +8% on a year ago
Net margin: 31.5%

RBB Bancorp trades at 10.9× trailing earnings, near its ten-year median. Revenue was $132.7M over the last twelve months, up 8% on a year earlier with a 31% net margin.

Charts

Financials

Income statement for RBB, by quarter
Income statement	Q3 FY23	Q4 FY23	Q1 FY24	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26
	$30.4M−27%	$33.1M−20%	$28.2M−23%	$27.5M−20%	$30.3M−0%	$28.7M−13%	$28.5M+1%	$35.8M+30%	$32.6M+8%	$32.3M+13%	$34.8M+22%	$33.1M−8%
Interest expense	$28M+276%	$29.2M+114%	$29.9M+52%	$28.9M+15%	$29.9M+7%	$28.6M−2%	$26.2M−13%	$26.9M−7%	$28.1M−6%	$27.7M−3%	$26.3M+1%	$27.1M+1%
Pre-tax income	$12.1M−48%	$17.1M−32%	$11.3M−27%	$9.8M−37%	$9.6M−21%	$5.1M−70%	$3.2M−72%	$12.9M+32%	$13.3M+39%	$12.8M+152%	$15.7M+392%	$14.1M+9%
	$3.6M−44%	$5M−35%	$3.2M−29%	$2.5M−45%	$2.6M−29%	$672K−87%	$900K−72%	$3.6M+42%	$3.1M+21%	$2.6M+283%	$4.4M+388%	$3.9M+10%
Net income	$8.5M−49%	$12.1M−31%	$8M−27%	$7.2M−34%	$7M−17%	$4.4M−64%	$2.3M−72%	$9.3M+29%	$10.1M+45%	$10.2M+132%	$11.3M+393%	$10.1M+9%
	$0.45−48%	$0.64−30%	$0.43−26%	$0.39−33%	$0.39−13%	$0.25−61%	$0.13−70%	$0.52+33%	$0.59+51%	$0.59+136%	$0.66+408%	$0.59+14%
	19M−1%	18.9M−1%	18.7M−2%	18.4M−3%	17.9M−6%	17.8M−6%	17.8M−5%	17.8M−3%	17.3M−3%	17.1M−4%	17.2M−3%	17.1M−4%

Revenue: Q1 FY16 and Q1 FY17: 6 months less the 3 months printed beside them.

Interest expense: Q1 FY16 and Q1 FY17: 6 months less the 3 months printed beside them.

Pre-tax income: Q1 FY16 and Q1 FY17: 6 months less the 3 months printed beside them.

Income tax: Q1 FY16 and Q1 FY17: 6 months less the 3 months printed beside them.

Net income: Q1 FY16 and Q1 FY17: 6 months less the 3 months printed beside them.

EPS, diluted: 8 periods, Q1 FY16 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q1 FY16: share-days: the 6-month average less the second quarter's. 7 periods, Q4 FY16 to Q4 FY22: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest RBB Bancorp's size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
RBBRBB Bancorp	$447.3M	10.9×	10.1×	n/m	+8%	31.5%
AVBCAvidia Bancorp	$452.5M	23.9×	23.3×	n/m	+20%	15.6%
PBFSPioneer Bancorp	$452.6M	26.4×	17.8×	n/m	+11%	16.5%
CBKCommercial Bancgroup	$441.5M	10.9×	11.2×	n/m	+5%	42.1%
CBANColony Bankcorp	$432.1M	12.3×	12.2×	n/m	+24%	21.6%
HBCPHome Bancorp	$483.6M	10.3×	10.6×	n/m	+8%	30.4%
CZFSCitizens Financial Services	$406.8M	9.9×	10.4×	n/m	+12%	34.8%
CHMGChemung Financial	$404.4M	12.0×	10.4×	n/m	+40%	27.9%
PCBPCB Bancorp	$402.2M	9.9×	9.5×	n/m	+12%	34.7%
PDLBPonce Financial	$498.8M	14.7×	21.9×	n/m	+28%	28.1%
FMAOFarmers & Merchants Bancorp	$503.3M	12.6×	14.0×	n/m	+19%	30.7%
Peer median	$447M	12.2×	11.7×	n/a	+15%	29.3%