Timberland Bancorp TSBK

Banks - Regional, Financial Services

$46.75

−0.40%

Market cap: $363.5M
PE: 11.7×; 10y median 9.9×
Forward PE: n/m; not a meaningful number
Revenue, 12 months: $87M; +9% on a year ago
Net margin: 36.2%

Timberland Bancorp trades at 11.7× trailing earnings, pricier than 74% of the last ten years. Revenue was $87M over the last twelve months, up 9% on a year earlier with a 36% net margin.

Charts

Financials

Income statement for TSBK, by quarter
Income statement	Q4 FY23	Q1 FY24	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26
	$19.8M+3%	$18.8M−8%	$18.3M−8%	$18.8M−4%	$19.5M−1%	$19.7M+5%	$19.9M+9%	$20.5M+9%	$22.5M+15%	$21.7M+10%	$21.1M+6%	$21.8M+6%
Cost of revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross profit	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Interest expense	$4.7M+526%	$6.5M+374%	$7.5M+236%	$8.2M+151%	$8.5M+79%	$8.3M+28%	$7.7M+2%	$7.9M−3%	$8.2M−3%	$8.2M−1%	$7.7M+1%	$7.9M−1%
Pre-tax income	$8.3M−6%	$7.8M−17%	$7.2M−14%	$7.5M−6%	$7.9M−4%	$8.6M+9%	$8.5M+18%	$8.9M+19%	$10.3M+30%	$10.3M+20%	$8.9M+5%	$9.6M+9%
	$1.6M−9%	$1.5M−18%	$1.5M−14%	$1.5M−8%	$1.6M−3%	$1.7M+11%	$1.7M+16%	$1.8M+17%	$1.9M+18%	$2.1M+23%	$1.7M+2%	$1.9M+8%
Net income	$6.6M−6%	$6.3M−16%	$5.7M−14%	$5.9M−6%	$6.4M−4%	$6.9M+9%	$6.8M+18%	$7.1M+20%	$8.4M+33%	$8.2M+20%	$7.1M+6%	$7.7M+9%
	$0.81−5%	$0.77−14%	$0.70−13%	$0.74−4%	$0.79−3%	$0.86+12%	$0.85+21%	$0.90+22%	$1.07+35%	$1.04+21%	$0.90+6%	$0.98+9%
	8.2M−2%	8.2M−2%	8.1M−2%	8M−2%	8M−2%	8M−2%	8M−2%	7.9M−2%	7.9M−1%	7.9M−1%	7.9M−1%	7.9M−1%

Gross profit: 8 periods, Q3 FY18 to Q1 FY21: not printed by the filing, worked out from its own lines.

EPS, diluted: 4 periods, Q4 FY10 to Q4 FY15: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY10 and Q4 FY11: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. Q4 FY12: not printed by the filing, worked out from its own lines. 13 periods, Q4 FY13 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Timberland Bancorp's size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
TSBKTimberland Bancorp	$363.5M	11.7×	9.9×	n/m	+9%	36.2%
BRBSBlue Ridge Bankshares	$365M	40.7×	7.1×	n/m	−5%	11.2%
WSBFWaterstone Financial	$358.6M	11.6×	14.9×	n/m	+12%	20.0%
CFFIC & F Financial	$349M	12.0×	9.1×	n/m	+11%	19.5%
FRSTPrimis Financial	$378.9M	7.1×	13.6×	n/m	+25%	23.8%
NWFLNorwood Financial	$379.1M	12.0×	14.0×	n/m	n/m	n/m
NECBNorthEast Community Bancorp	$382.3M	8.9×	6.6×	n/m	−1%	40.9%
ISTRInvestar	$386.3M	11.7×	13.3×	n/m	+37%	27.3%
MVBFMVB Financial	$389M	10.1×	12.3×	n/m	+28%	20.6%
PKBKParke Bancorp	$390.7M	8.7×	8.1×	n/m	+32%	50.5%
COSOCoastalSouth Bancshares	$333.8M	12.6×	12.1×	n/m	+15%	31.3%
Peer median	$379M	11.7×	12.2×	n/a	+15%	23.8%