Superworth

Trupanion TRUP

Medical - Healthcare Plans, Healthcare
$29.32
−1.97%
Market cap
$1.3B
PE
55.3×
1y median 60.0×
Forward PE
n/m
not a meaningful number
Price to sales
0.8×
EV/EBIT
39.4×
Revenue, 12 months
$1.5B
+12% on a year ago
Net margin
1.5%
Free cash flow yield
6.4%

Trupanion trades at 55.3× trailing earnings, near its ten-year median. Revenue was $1.5B over the last twelve months, up 12% on a year earlier with a 2% net margin.

Charts

Financials

Income statement for TRUP, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$285.9M+22%$295.9M+20%$306.1M+19%$314.8M+16%$327.5M+15%$337.3M+14%$342M+12%$353.6M+12%$366.9M+12%$376.9M+12%$384M+12%$392.9M+11%
Cost of revenue$250.6M+23%$255.8M+21%$269.9M+17%$274.5M+14%$278.1M+11%$284.4M+11%$290.9M+8%$298.7M+9%$306.9M+10%$311.8M+10%$322.6M+11%$327.8M+10%
Gross profit$35.2M+17%$40.1M+19%$36.2M+38%$40.3M+37%$49.4M+40%$52.9M+32%$51.1M+41%$54.8M+36%$60.1M+22%$65M+23%$61.5M+20%$65.1M+19%
R&Dn/an/an/an/an/an/an/an/an/an/an/an/a
SG&A$30.4M−7%$30.6M−7%$31.5M−26%$33.1M−2%$35.3M+16%$35.2M+15%$40.4M+28%$40M+21%$40.3M+14%$41.4M+18%$41.7M+3%$42.3M+6%
−$3.5M−71%$408K−$6.1M−75%−$5.5M−58%$1.7M$348K−15%−$1.5M−76%$2.3M$5.9M+236%$7.1M+1951%$4.8M$6.4M+176%
Interest expense$3.1M+117%$3.7M+133%$3.6M+51%$3.7M+24%$3.8M+25%$3.4M−7%$3.2M−11%$3.7M+1%$2.8M−27%$4.1M+19%$1.9M−42%$1.8M−50%
Pre-tax income−$4.1M−67%−$2M−78%−$6.9M−72%−$5.9M−58%$1.5M$1.7M−$1.4M−79%$10.5M$6.6M+351%$6.3M+272%$6M$7.4M−30%
−$43K$130K−$38K−80%−$44K−82%$39K$38K−71%$39K$1.1M$726K+1762%$663K+1645%$1.1M+2659%$542K−52%
Net income−$4M−69%−$2.2M−77%−$6.9M−72%−$5.9M−57%$1.4M$1.7M−$1.5M−78%$9.4M$5.9M+312%$5.6M+240%$4.9M$6.8M−27%
−$0.10−69%−$0.05−78%−$0.16−73%−$0.14−58%$0.03$0.04−$0.03−81%$0.22$0.13+333%$0.13+225%$0.11$0.16−27%
41.5M+2%41.7M+2%41.9M+2%42.1M+2%42.8M+3%42.4M+2%42.8M+2%43.3M+3%43.6M+2%43.6M+3%43.7M+2%43.8M+1%

Revenue: Q1 FY13 and Q1 FY14: 6 months less the 3 months printed beside them.

Gross profit: Q1 FY13 and Q1 FY14: 6 months less the 3 months printed beside them. 23 periods, Q4 FY20 to Q2 FY26: not printed by the filing, worked out from its own lines.

R&D: Q1 FY13 and Q1 FY14: 6 months less the 3 months printed beside them.

SG&A: Q1 FY13 and Q1 FY14: 6 months less the 3 months printed beside them.

Operating income: Q1 FY13 and Q1 FY14: 6 months less the 3 months printed beside them.

Interest expense: Q1 FY13: 6 months less the 3 months printed beside them.

Pre-tax income: Q1 FY13: 6 months less the 3 months printed beside them.

Income tax: Q1 FY13: 6 months less the 3 months printed beside them.

Net income: Q1 FY13 and Q1 FY14: 6 months less the 3 months printed beside them. 50 periods, Q2 FY13 to Q2 FY26: not printed by the filing, worked out from its own lines.

EPS, diluted: 9 periods, Q1 FY13 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q1 FY13: share-days: the 6-month average less the second quarter's. 5 periods, Q4 FY13 to Q4 FY23: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. Q4 FY24 and Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Healthcare nearest Trupanion's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
TRUPTrupanion$1.3B55.3×60.0×0.8×+12%1.5%
CDRECadre$1.3B37.0×35.8×1.9×+20%5.3%
BVSBioventus$1.3B19.4×27.2×2.2×+3%9.4%
USPHU S Physical Therapy$1.3B101×42.1×1.6×+11%4.0%
OMEROmeros$1.2B10.9×11.7×n/mn/mn/m
HLFHerbalife$1.4B8.6×10.4×0.3×+6%3.2%
OMDAOmada Health$1.2B316×341×3.7×+48%1.4%
PCRXPacira BioSciences$1.5B104×65.6×1.9×+6%2.0%
ANABAnaptysbio$1.5B10.7×100.0×n/mn/mn/m
STAAStaar Surgical$1.1B323×143×3.3×+51%1.1%
PNTGPennant$1.5B46.5×47.0×1.3×+38%2.9%
Peer median$1.3B41.8×44.5×1.9×+16%3.0%

More on Trupanion

Each number over time

Where it ranks

Its groups

About

Industry
Medical - Healthcare Plans
Sector
Healthcare

Valuation data, not investment advice. Prices as of .