Superworth

1ST Source SRCE

Banks - Regional, Financial Services
$87.29
+0.13%
Market cap
$2.1B
PE
12.0×
10y median 11.7×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$462.4M
+10% on a year ago
Net margin
38.5%

1ST Source trades at 12.0× trailing earnings, near its ten-year median. Revenue was $462.4M over the last twelve months, up 10% on a year earlier with a 39% net margin.

Charts

Financials

Income statement for SRCE, by quarter
Income statementQ4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
$91.4M−4%$94.1M+1%$97.3M+7%$97.9M+5%$97.8M+7%$104M+11%$108.2M+11%$110.7M+13%$110.8M+13%$113.1M+9%$118.2M+9%$120.3M+9%
Interest expense$43.2M+174%$44.6M+79%$47.1M+47%$47.7M+25%$43.8M+1%$42.4M−5%$42M−11%$42.1M−12%$39.7M−9%$36M−15%$37.9M−10%$37.7M−11%
Pre-tax income$36.5M−11%$37.9M−6%$47.7M+13%$45.4M+6%$40.1M+10%$47.7M+26%$48.1M+1%$55M+21%$53.6M+34%$51.4M+8%$61.6M+28%$64.2M+17%
$8.1M−19%$8.4M−9%$10.9M+13%$10.5M+8%$8.6M+6%$10.2M+21%$10.8M−1%$12.7M+21%$12.4M+44%$11.4M+12%$14.1M+30%$14.6M+15%
Net income$28.4M−9%$29.5M−5%$36.8M+13%$34.9M+6%$31.4M+11%$37.5M+27%$37.3M+1%$42.3M+21%$41.1M+31%$40M+7%$47.5M+27%$49.5M+17%
$1.16−8%$1.19−5%$1.49+15%$1.41+7%$1.28+10%$1.52+28%$1.51+1%$1.71+21%$1.69+32%$1.63+7%$1.95+29%$2.03+19%
24.4M−1%24.5M−1%24.5M−1%24.5M−1%24.5M+0%24.5M+0%24.5M+0%24.5M−0%24.4M−1%24.3M−1%24.1M−2%24.1M−2%

EPS, diluted: Q4 FY10 and Q4 FY11: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'. 14 periods, Q4 FY12 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 14 periods, Q4 FY12 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest 1ST Source's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
SRCE1ST Source$2.1B12.0×11.7×n/m+10%38.5%
HTHHilltop$2.1B13.5×14.9×n/m+0%12.7%
OFGOFG Bancorp$2.2B10.1×10.6×n/m+4%29.5%
EFSCEnterprise Financial Services$2.2B12.2×11.8×n/m+14%24.8%
MBINMerchants Bancorp$2.2B9.8×6.7×n/m+7%37.6%
GABCGerman American Bancorp$1.9B13.4×14.3×n/m+29%36.8%
BANRBanner$2.4B11.6×12.8×n/mn/mn/m
SYBTStock Yards Bancorp$2.4B15.6×17.2×n/m+13%35.3%
RBCAARepublic Bancorp$1.8B14.0×11.6×n/m+1%31.3%
STBAS&T Bancorp$1.8B13.4×12.2×n/m+8%33.8%
BUSEFirst Busey$2.5B12.5×12.6×n/m+41%29.3%
Peer median$2.2B13.0×12.4×n/a+8%31.3%

More on 1ST Source

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .