Isabella Bank ISBA
- Market cap
- $295.2M
- PE
- 14.2×
- 10y median 13.7×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $85.3M
- +16% on a year ago
- Net margin
- 23.4%
Isabella Bank trades at 14.2× trailing earnings, near its ten-year median. Revenue was $85.3M over the last twelve months, up 16% on a year earlier with a 23% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $17.7M−7% | $17.1M−12% | $16.7M−10% | $17.2M−6% | $18M+2% | $18.5M+8% | $18.1M+8% | $18.8M+10% | $20.5M+14% | $21.2M+14% | $21.2M+18% | $22.5M+19% | |
| Interest expense | $6.2M+409% | $7.4M+353% | $8.1M+151% | $8.5M+77% | $8.9M+43% | $8.6M+16% | $8.1M−0% | $8.1M−5% | $8.7M−2% | $8.6M−1% | $8.2M+2% | $8.1M+0% |
| Pre-tax income | $5.3M−25% | $4.5M−41% | $3.6M−43% | $4.1M−26% | $3.8M−28% | $4.8M+6% | $4.9M+34% | $6.2M+51% | $6.3M+63% | $6.8M+41% | $6M+23% | $6.2M+0% |
| $937K−24% | $726K−47% | $511K−53% | $612K−33% | $561K−40% | $825K+14% | $912K+79% | $1.1M+86% | $1M+85% | $2.1M+158% | $985K+8% | $1.1M−0% | |
| Net income | $4.4M−25% | $3.8M−40% | $3.1M−41% | $3.5M−25% | $3.3M−26% | $4M+5% | $3.9M+26% | $5M+45% | $5.2M+60% | $4.7M+17% | $5M+26% | $5M+0% |
| $0.58−25% | $0.51−39% | $0.42−40% | $0.46−25% | $0.44−24% | $0.54+6% | $0.53+26% | $0.68+48% | $0.71+61% | $0.64+19% | $0.68+28% | $0.69+2% | |
| 7.6M−1% | 7.5M−2% | 7.5M−2% | 7.5M−1% | 7.5M−1% | 7.5M−1% | 7.4M−1% | 7.4M−1% | 7.4M−1% | 7.3M−1% | 7.3M−1% | 7.3M−1% |
EPS, diluted: 15 periods, Q4 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY20: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest Isabella Bank's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| ISBAIsabella Bank | $295.2M | 14.2× | 13.7× | n/m | +16% | 23.4% | |
| MYFWFirst Western Financial | $292.8M | 16.1× | 14.6× | n/m | +15% | 16.9% | |
| OVLYOak Valley Bancorp | $287M | 12.1× | 10.5× | n/m | +7% | 28.0% | |
| FRAFFranklin Financial Services | $286.3M | 11.6× | 10.4× | n/m | +22% | 26.0% | |
| BPRNPrinceton Bancorp | $306.8M | 11.8× | 13.1× | n/m | +6% | 30.0% | |
| FVCBFVCBankcorp | $308.4M | 12.0× | 13.5× | n/m | n/m | n/m | |
| WNEBWestern New England Bancorp | $278.2M | 16.5× | 16.4× | n/m | +17% | 19.0% | |
| FNRNFirst Northern Community Bancorp | $275.6M | 12.5× | 7.9× | n/m | +5% | 30.0% | |
| FXNCFirst National | $271.1M | 12.5× | 10.8× | n/m | +12% | 23.3% | |
| FSBWFS Bancorp | $326.1M | 10.1× | 8.7× | n/m | +7% | 21.4% | |
| RMBIRichmond Mutual Bancorporation | $266.5M | 13.1× | 13.1× | n/m | +15% | 23.1% | |
| Peer median | $286.6M | 12.3× | 11.9× | n/a | +12% | 23.3% |
More on Isabella Bank
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .