Humana HUM
- Market cap
- $50.7B
- PE
- 39.9×
- 10y median 20.7×
- Forward PE
- 33.7×
- 10y median 20.5×
- Price to sales
- 0.3×
- EV/EBIT
- 13.8×
- Revenue, 12 months
- $145.7B
- +18% on a year ago
- Net margin
- 0.9%
- Free cash flow yield
- 3.8%
Humana trades at 39.9× trailing earnings, pricier than 96% of the last ten years. Revenue was $145.7B over the last twelve months, up 18% on a year earlier with a 1% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $26.4B+16% | $26.5B+18% | $29.6B+11% | $29.5B+10% | $29.4B+11% | $29.2B+10% | $32.1B+8% | $32.4B+10% | $32.6B+11% | $32.5B+11% | $39.6B+24% | $40.9B+26% | |
| SG&A | $3.3B+7% | $3.8B+8% | $3B+2% | $3.1B+1% | $3.3B+2% | $4.2B+9% | $3.4B+11% | $3.5B+13% | $4.1B+22% | $4.4B+7% | $4B+19% | $4B+12% |
| $1.2B+3% | −$348M | $1.2B−28% | $1.1B−21% | $728M−40% | −$543M+56% | $2B+63% | $1.1B−4% | $400M−45% | −$808M+49% | $1.8B−13% | $1.4B+24% | |
| Interest expense | $114M+12% | $146M+35% | $159M+41% | $168M+40% | $169M+48% | $164M+12% | $160M+1% | $157M−7% | $168M−1% | $146M−11% | $193M+21% | $197M+26% |
| Pre-tax income | $1.1B−15% | −$591M+732% | $1B−37% | $918M−27% | $651M−41% | −$862M+46% | $1.7B+67% | $741M−19% | $134M−79% | −$1B+17% | $1.6B−6% | $952M+29% |
| $256M+139% | −$75M+29% | $251M−30% | $223M−25% | $155M−40% | −$216M+188% | $406M+62% | $179M−20% | −$86M | −$249M+15% | $395M−3% | $238M+33% | |
| Net income | $832M−30% | −$541M+3507% | $741M−40% | $679M−29% | $480M−42% | −$693M+28% | $1.2B+68% | $545M−20% | $195M−59% | −$796M+15% | $1.2B−5% | $694M+27% |
| $6.71−29% | −$4.42+3583% | $6.11−38% | $5.62−27% | $3.98−41% | −$5.75+30% | $10.30+69% | $4.51−20% | $1.62−59% | −$6.61+15% | $9.83−5% | $5.73+27% | |
| 124M−3% | 122.5M−3% | 121.3M−3% | 120.7M−4% | 120.8M−3% | 120.5M−2% | 120.8M−0% | 120.7M+0% | 120.7M+0% | 120.3M−0% | 120.7M−0% | 121.1M+0% |
EPS, diluted: Q4 FY08 and Q4 FY09: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'. 6 periods, Q4 FY20 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 3 periods, Q2 FY08 to Q1 FY09: not printed by the filing, worked out from its own lines. 9 periods, Q4 FY09 to Q4 FY19: share-days: the 12-month average less the 9-month, weighted by days. 8 periods, Q4 FY13 to Q4 FY25: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Estimates
Next earnings report: .
| Quarter | Revenue | Range | EPS | Range | Analysts |
|---|---|---|---|---|---|
| Q3 FY26 | $40.9B | $40.6B to $41.1B | −$1.00 | −$1.13 to −$0.95 | 16 |
| Q4 FY26 | $41.2B | $40.7B to $41.5B | −$7.84 | −$10.31 to −$7.14 | 16 |
| Q1 FY27 | $41.5B | $40.9B to $41.9B | $12.36 | $12.14 to $12.51 | 8 |
| Q2 FY27 | $42.1B | $41.5B to $42.4B | $8.99 | $8.83 to $9.10 | 7 |
| Q3 FY27 | $42B | $41.4B to $42.4B | $1.38 | $1.35 to $1.39 | 7 |
| Q4 FY27 | $42.2B | $41.6B to $42.6B | −$5.44 | −$5.50 to −$5.34 | 12 |
| Q1 FY28 | $44.4B | $43.8B to $44.8B | $16.13 | $15.84 to $16.32 | 9 |
| Q2 FY28 | $45.4B | $44.8B to $45.8B | $12.22 | $12.00 to $12.37 | 8 |
Peers
Companies in Medical - Healthcare Plans nearest Humana's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| HUMHumana | $50.7B | 39.9× | 20.7× | 33.7× | 0.3× | +18% | 0.9% |
| CNCCentene | $34.7B | n/m | 20.7× | 15.0× | 0.2× | +14% | −2.5% |
| CICigna | $81.1B | 12.7× | 16.1× | 9.7× | 0.3× | +8% | 2.3% |
| ELVElevance Health | $95.4B | 19.6× | 17.6× | 16.1× | 0.5× | +6% | 2.5% |
| CVSCVS Health | $119.5B | 24.7× | 16.2× | 11.5× | 0.3× | +7% | 1.2% |
| OSCROscar Health | $9.6B | 22.3× | 47.9× | n/m | 0.6× | +43% | 3.6% |
| UNHUnitedHealth | $375.3B | 23.9× | 22.7× | 18.5× | 0.8× | +3% | 3.5% |
| Peer median | $88.3B | 22.3× | 19.2× | 15.0× | 0.4× | +8% | 2.4% |
More on Humana
Each number over time
- PE ratio
- Forward PE
- Price to sales ratio
- EV/EBIT
- Price to free cash flow
- Price to book ratio
- Dividend yield
- Market cap
- Revenue
- EPS
- Free cash flow
- Profit margin
- Shares outstanding
Where it ranks
- #10of 53Healthcare stocks with the fastest expected revenue growth
- #4of 11Health insurers with the fastest revenue growth
- #5of 11Health insurers with the lowest price to sales ratio
- #5of 10Health insurers with the lowest EV/EBIT
- #8of 11Health insurers with the highest profit margins
Its groups
About
- Industry
- Medical - Healthcare Plans
- Sector
- Healthcare
Valuation data, not investment advice. Prices as of .