Central Plains Bancshares CPBI

Banks - Regional, Financial Services

$20.73

−0.10%

Market cap: $86.5M
PE: 17.6×; 1y median 16.6×
Forward PE: n/m; not a meaningful number
Revenue, 12 months: n/m; not a meaningful number
Net margin: n/m; not a meaningful number

Central Plains Bancshares trades at 17.6× trailing earnings, pricier than 70% of the last ten years.

Charts

Financials

Income statement for CPBI, by quarter
Income statement	Q2 FY24	Q3 FY24	Q4 FY24	Q1 FY25	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Interest expense	$1.6M+198%	$1.7M+97%	$1.8M+69%	$1.9M+36%	$2.1M+35%	$2.1M+25%	$2.1M+14%	$2.1M+8%	$2.2M+5%	$2.3M+10%	$2.4M+16%	$2.5M+18%
Pre-tax income	$1.2M−4%	$1.2M	$1.1M−6%	$1.1M−6%	$1.2M−6%	$1.2M+3%	$1.1M−1%	$1.2M+11%	$1.1M−4%	$1.5M+24%	$1.2M+10%	$1.8M+50%
	$259K+26%	$218K	$168K−7%	$207K−11%	$205K−21%	$240K+10%	$217K+29%	$241K+16%	$233K+14%	$300K+25%	$217K+0%	$357K+48%
Net income	$973K−9%	$937K	$903K−5%	$903K−5%	$952K−2%	$951K+2%	$848K−6%	$988K+9%	$882K−7%	$1.2M+24%	$955K+13%	$1.5M+51%
	n/a	$0.31	n/a	$0.24	$0.25	$0.25−19%	$0.22	$0.26+8%	$0.23−8%	$0.31+24%	$0.25+14%	$0.39+50%
	n/a	3.1M	n/a	3.8M	3.8M	3.8M+26%	3.8M	3.8M−0%	3.8M−0%	3.8M−1%	3.8M+1%	3.8M+1%

EPS, diluted: Q4 FY25 and Q4 FY26: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY25: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. Q4 FY26: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Central Plains Bancshares' size, closest first.

Company	Market cap	PE	Its 10y median PE	P/S	Revenue growth	Net margin
CPBICentral Plains Bancshares	$86.5M	17.6×	16.6×	n/m	n/m	n/m
FDSBFifth District Bancorp	$91.3M	51.3×	20.5×	n/m	−8%	11.1%
FNWBFirst Northwest Bancorp	$91.8M	60.3×	17.6×	n/m	+4%	2.2%
FUSBFirst US Bancshares	$91.9M	12.7×	14.9×	n/m	+5%	18.6%
AUBNAuburn National Bancorporation	$93.6M	11.1×	15.8×	n/m	+9%	24.5%
UBCPUnited Bancorp	$78.7M	9.9×	11.1×	n/m	n/m	n/m
CLSTCatalyst Bancorp	$68.1M	31.3×	30.3×	n/m	−2%	18.0%
PROVProvident Financial	$113.5M	17.7×	17.2×	n/m	+3%	16.6%
UNBUnion Bankshares	$113.9M	8.9×	10.7×	n/m	+14%	21.2%
SFBCSound Financial Bancorp	$115M	14.4×	13.7×	n/m	+6%	19.9%
BSBKBogota Financial	$116.1M	41.4×	26.4×	n/m	+25%	14.4%
Peer median	$92.8M	16.0×	16.5×	n/a	+5%	18.0%