SuperworthC & F Financial CFFI
- Market cap
- $349M
- PE
- 12.0×
- 10y median 9.1×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $149M
- +11% on a year ago
- Net margin
- 19.5%
C & F Financial trades at 12.0× trailing earnings, pricier than 76% of the last ten years. Revenue was $149M over the last twelve months, up 11% on a year earlier with a 20% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $30.7M+1% | $31.7M−13% | $30.6M−6% | $31.2M−4% | $33.5M+9% | $32M+1% | $32.6M+6% | $36.4M+17% | $36M+8% | $35.9M+12% | $36.3M+11% | $40.9M+12% | |
| Interest expense | $7.2M+271% | $8.5M+249% | $9.6M+120% | $10.5M+64% | $11.4M+58% | $11.3M+34% | $11M+15% | $10.9M+4% | $11.6M+2% | $11.8M+4% | $11.4M+4% | $11.3M+3% |
| Pre-tax income | $7.1M−14% | $6.2M−51% | $4M−50% | $6.2M−21% | $6.7M−6% | $7.2M+17% | $6.5M+63% | $9.6M+55% | $8.8M+32% | $8.1M+12% | $8.3M+28% | $10.9M+13% |
| $1.3M−21% | $1.1M−55% | $565K−61% | $1.2M−22% | $1.3M−6% | $1.2M+9% | $1.1M+100% | $1.9M+56% | $1.7M+37% | $1.4M+14% | $1.6M+37% | $2.2M+21% | |
| Net income | $5.8M−11% | $5.1M−51% | $3.4M−47% | $5M−21% | $5.4M−7% | $6M+19% | $5.4M+58% | $7.7M+54% | $7.1M+31% | $6.7M+11% | $6.7M+26% | $8.6M+11% |
| $1.71−8% | $1.50−50% | $1.01−46% | $1.50−19% | $1.65−4% | $1.87+25% | $1.66+64% | $2.37+58% | $2.18+32% | $2.07+11% | $2.08+25% | $2.63+11% | |
| 3.4M−3% | 3.4M−3% | 3.4M−3% | 3.3M−2% | 3.3M−4% | 3.2M−4% | 3.2M−4% | 3.2M−3% | 3.2M−1% | 3.2M+0% | 3.2M+0% | 3.3M+0% |
EPS, diluted: Q4 FY10 and Q4 FY11: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'. 7 periods, Q4 FY19 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q4 FY12 and Q4 FY22: not printed by the filing, worked out from its own lines. 11 periods, Q4 FY13 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY17: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest C & F Financial's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| CFFIC & F Financial | $349M | 12.0× | 9.1× | n/m | +11% | 19.5% | |
| WSBFWaterstone Financial | $358.6M | 11.6× | 14.9× | n/m | +12% | 20.0% | |
| TSBKTimberland Bancorp | $363.5M | 11.7× | 9.9× | n/m | +9% | 36.2% | |
| COSOCoastalSouth Bancshares | $333.8M | 12.6× | 12.1× | n/m | +15% | 31.3% | |
| BRBSBlue Ridge Bankshares | $365M | 40.7× | 7.1× | n/m | −5% | 11.2% | |
| JMSBJohn Marshall Bancorp | $333.6M | 13.7× | 14.5× | n/m | +17% | 35.8% | |
| BCMLBayCom | $332.5M | 25.4× | 12.2× | n/m | +5% | 12.6% | |
| FSBWFS Bancorp | $326.1M | 10.1× | 8.7× | n/m | +7% | 21.4% | |
| FRSTPrimis Financial | $378.9M | 7.1× | 13.6× | n/m | +25% | 23.8% | |
| NWFLNorwood Financial | $379.1M | 12.0× | 14.0× | n/m | n/m | n/m | |
| NECBNorthEast Community Bancorp | $382.3M | 8.9× | 6.6× | n/m | −1% | 40.9% | |
| Peer median | $361.1M | 11.9× | 12.1× | n/a | +9% | 23.8% |
More on C & F Financial
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .